Secure Tokenization for Wearable Health Monitoring
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Solution Overview
Problem
Current methods for purchasing products are time-consuming and insecure, as they often require users to disclose sensitive payment information and are prone to errors, while wearable devices are bulky and limited in functionality for monitoring health and daily activities.
Innovation Solution
A system and method using a user device with a software application that allows for convenient and secure purchasing by storing transaction history and health information, enabling direct or indirect payment without exposing personal details to merchants, and a wearable device for monitoring health conditions and suggesting items based on user data.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Ease of operation
If consumers disclose confidential payment information for purchasing, then payment can be processed, but security risk increases due to potential fraudulent charges
Solution Approach 1:
The patent introduces a token as an intermediary that replaces sensitive payment information (card numbers, CVV, expiration dates) in the purchase flow. The token is generated by a secure element and used instead of actual card details, allowing payment processing while preventing fraudulent charges since the token cannot be reverse-engineered to reveal original card information.
Solution Approach 2:
The patent extracts and removes sensitive payment information from the purchase flow entirely. Instead of transmitting card numbers and security codes, the system extracts only the necessary authorization capability and encapsulates it in a token that contains no reversible sensitive data, effectively taking out the harmful elements while preserving payment functionality.
2Shape
If wearable devices are made smaller and more attractive, then user appeal increases, but functionality for health monitoring is limited
Solution Approach 1:
The patent implements a reconfigurable processor that can dynamically switch between different operational modes and functions. The same physical device can be configured to perform health monitoring tasks (heart rate, blood pressure, glucose monitoring) or other functions, allowing a compact form factor to deliver versatile functionality through software-defined capabilities rather than hardware expansion.
Solution Approach 2:
The patent employs dynamic reconfiguration of the processor architecture, allowing the device to adapt its functionality in real-time. The processor can be reprogrammed to perform different health monitoring functions or adjust its operational parameters based on current needs, enabling a small device to provide comprehensive and adaptable health monitoring capabilities.
3Ease of operation
If traditional purchasing processes are used, then payment can be made, but wait time increases due to manual steps
Solution Approach 1:
The patent performs preliminary actions by pre-configuring the secure element with payment credentials and generating tokens before the actual purchase occurs. The system prepares the payment authorization capability in advance, so when a purchase is initiated, the token is already ready for immediate use, eliminating the time needed for manual card entry or authentication steps during the transaction.
Data Source
AI summary
Devices, systems and methods for reconfigurable and/or updatable lightweight embedded devices or systems are disclosed. Via use of such a device, system, or method, various capabilities for a user are provided, simplified, secured, and/or made more convenient. The system may interact with various other devices or systems, including those that are cloud-based or communicate through the cloud, and may utilize various local sensors, in order to provide one or more of improved access, monitoring, diagnostics, and so forth.