Segmented Cash Container for Multi-Stop Unmanned Cash Delivery

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Solution Overview

Problem

Users face inefficiencies in obtaining cash as they need to locate and travel to ATMs or bank branches, which can be time-consuming and inconvenient, especially when they lack the time or desire to interact with these facilities.

Innovation Solution

A system utilizing an unmanned vehicle equipped with a cash container that receives requests via a provider computing system, determines optimal delivery paths, and authenticates customers before dispensing cash from individually locked compartments, allowing for secure and efficient cash delivery to multiple locations in a single trip.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Loss of time

If users visit ATMs or bank branches to withdraw cash, then they can obtain cash, but they spend time traveling and waiting

Engineering Contradiction:
Improvetime to obtain cashVSAvoidconvenience of cash access
Core Design Contradiction:
Loss of timeVSEase of operation

Solution Approach 1:

An unmanned vehicle acts as an intermediary between the bank and the user, delivering cash directly to the user's location. The vehicle receives authentication data, verifies it against the bank's system, and dispenses cash without requiring the user to physically visit the bank or ATM, thereby eliminating travel time and waiting in line.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The system enables self-service cash withdrawal through automated authentication and verification. The user's authentication data is automatically verified by the unmanned vehicle's system against the bank's records, and cash is automatically dispensed based on verification results, eliminating the need for human bank employees or ATM interaction.

Inventive Principle:
Principle #25Self-service

2Productivity

If an unmanned vehicle delivers cash to multiple customers, then delivery efficiency increases, but security risks increase

Engineering Contradiction:
Improvedelivery efficiencyVSAvoidsecurity
Core Design Contradiction:
ProductivityVSReliability

Solution Approach 1:

The cash container is divided into multiple separate compartments, each dedicated to a specific customer's cash delivery. This segmentation ensures that cash for different customers is physically separated and can only be accessed by the authorized recipient, preventing cross-contamination and unauthorized access while enabling efficient multi-customer deliveries.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

Each compartment has customized authentication and verification mechanisms tailored to its specific customer. The system applies different authentication data verification and cash dispensing procedures locally to each compartment based on the customer's identity and authorization level, enhancing security while maintaining delivery efficiency.

Inventive Principle:
Principle #3Local quality

Data Source

PatentUS11526861B1Cash container for unmanned vehicle enabling delivery for multiple customers per trip
Publication Date: 2022.12.13 WELLS FARGO BANK NA
  • US11526861B1 patent drawing
  • US11526861B1 patent drawing
  • US11526861B1 patent drawing

AI summary

Systems, methods, and apparatuses described herein relate to a method for delivering cash by an unmanned vehicle to a plurality of customers at different locations. The method includes receiving cash delivery requests from user devices of the plurality of customers via a communications network. The method includes determining a path for the unmanned vehicle from a current location of the unmanned vehicle to Global Position System (GPS) locations of the user devices of the plurality of customers. The method also includes instructing each of the plurality of compartments of a cash container of the unmanned vehicle to open in response to authenticating a corresponding customer of the plurality of customers or a corresponding user device of the user devices that generated a corresponding cash delivery request for which each of the plurality of compartments is storing cash.