Server Trust Score Evaluation for Real-Time Data Transfer Security

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Solution Overview

Problem

Existing data transfer protocols may be unknown to the initiating party, leading to undesirable transfers, and there is a need to ensure that data is transferred using a trusted protocol.

Innovation Solution

A server computer system determines the trust score of a data record associated with a third party server and enables transfer features associated with a real-time transfer protocol only if the trust score meets certain criteria, allowing for secure and reliable data transfers.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If multiple transfer protocols are available for data transfer, then transfer flexibility and options are improved, but the risk of using undesirable or untrusted protocols increases

Engineering Contradiction:
Improvetransfer protocol optionsVSAvoidprotocol trustworthiness
Core Design Contradiction:
Adaptability or versatilityVSReliability

Solution Approach 1:

The system performs preliminary actions by determining trust scores for data records and protocols before initiating data transfer. The server evaluates the trustworthiness of available transfer protocols and data records in advance, storing trust score information that guides subsequent transfer decisions. This preliminary assessment ensures that only trusted protocols are selected from the multiple available options.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The system implements feedback mechanisms by using trust scores to guide protocol selection. The server continuously evaluates and updates trust scores based on transfer outcomes and system observations, then feeds this information back into the protocol selection process. This feedback loop ensures that the system learns from past transfers and improves its ability to select reliable protocols over time.

Inventive Principle:
Principle #23Feedback

2Reliability

If trust score verification is implemented for data records, then transfer security is improved, but transfer processing time increases

Engineering Contradiction:
Improvetransfer securityVSAvoidtransfer processing time
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The system performs trust score determination and verification in advance before actual data transfer operations. By pre-evaluating the trustworthiness of data records and storing this information, the system avoids performing time-consuming verification during the actual transfer process. This preliminary action reduces the time penalty associated with security checks.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The system dynamically adjusts its verification process based on trust scores. For data records with high trust scores, the system can reduce or skip certain verification steps, while maintaining rigorous checks for lower-trust records. This dynamic approach optimizes the balance between security and processing time based on the specific context of each transfer.

Inventive Principle:
Principle #15Dynamics

Data Source

PatentUS12192267B2System and method for enabling one or more transfer features associated with a real-time transfer protocol
Publication Date: 2025.01.07 THE TORONTO DOMINION BANK
  • US12192267B2 patent drawing
  • US12192267B2 patent drawing
  • US12192267B2 patent drawing

AI summary

A server computer system, comprises a processor; a communications module coupled to the processor; and a memory coupled to the processor, the memory storing instructions that, when executed, configure the processor to receive, via the communications module and from a client device, a signal including a request to configure a transfer of data to a particular data record; determine that the particular data record is associated with a third party server; obtain a trust score associated with the particular data record; determine that the trust score satisfies trust criteria; and responsive to determining that the trust score satisfies trust criteria, enable one or more transfer features associated with a real-time transfer protocol.