Shareable Widget Interface for Mobile Wallet Security
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Solution Overview
Problem
Existing mobile transaction processing systems lack scalability and flexibility to meet the growing demand for secure personalized transaction services, failing to address the need for efficient client contact and business scalability.
Innovation Solution
A multi-tiered secure mobile transaction platform that provides a carrier-grade infrastructure for secure transactional services, enabling secure electronic transactions through dynamic authentication and a robust trust model, allowing users to conduct transactions directly with merchants without intermediaries, and facilitating secure commerce across multiple domains.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Adaptability or versatility
If existing mobile transaction processing systems are used, then basic transaction functionality is provided, but scalability and flexibility to meet growing demand for secure personalized transaction services is insufficient
Solution Approach 1:
The system is divided into distinct modules including a mobile device with wallet application, a trusted service manager for security management, and a merchant system. This segmentation allows each component to be optimized independently while maintaining overall system flexibility and scalability for personalized transaction services.
2Productivity
If existing mobile transaction processing systems are used, then transaction processing is enabled, but scalability to address ever growing demand is limited
Solution Approach 1:
A trusted service manager acts as an intermediary between the mobile device and merchant systems, managing security credentials and authentication. This intermediary layer enables scalable transaction processing while maintaining security reliability through centralized security management and verification protocols.
3Ease of operation
If direct transactions between users and merchants are enabled, then client contact and business scalability are improved, but security management complexity increases
Solution Approach 1:
Security credentials and authentication mechanisms are established in advance through the trusted service manager before transactions occur. The mobile device is pre-configured with security certificates and the merchant system is pre-validated, enabling direct user-merchant transactions without real-time security management complexity.
Data Source
AI summary
Configuring a shareable widget interface to mobile wallet functions includes disposing a wallet module in a memory of a client device, and disposing a wallet companion applet in a secure element accessible by the client device, wherein the wallet companion applet facilitates access by at least one other applet and at least one wallet module to content that is stored in the secure element via a mobile wallet function sharable interface.