Shopping Assistant Balance Display Integration

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Solution Overview

Problem

E-commerce platforms lack an integrated solution to provide users with real-time account balance information and personalized shopping assistance, making it inconvenient for users to manage their funds and make informed purchasing decisions during online shopping.

Innovation Solution

A shopping assistant feature that continuously displays a user's account balance, allows item selection and categorization, and provides personalized recommendations based on shopping history and preferences, enabling users to manage their purchases efficiently and make informed decisions.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Loss of information

If e-commerce platforms provide virtual shopping carts and checkout processes, then users can facilitate item purchases, but users cannot conveniently view account balance information during shopping

Engineering Contradiction:
Improveaccount balance informationVSAvoidconvenience of viewing balance
Core Design Contradiction:
Loss of informationVSEase of operation

Solution Approach 1:

The patent combines the account balance display with the shopping cart interface by integrating a balance indicator that shows the difference between the user's account balance and the total cart value. This merging allows users to view both shopping cart contents and account balance information in a single unified interface, eliminating the need to separately check balance information and reducing information loss during the shopping process.

Inventive Principle:
Principle #5Merging (Combining)

2Reliability

If e-commerce sites process purchase orders through checkout, then payments can be obtained, but users lack real-time feedback on fund availability for purchasing decisions

Engineering Contradiction:
Improvepayment processingVSAvoidreal-time balance feedback
Core Design Contradiction:
ReliabilityVSLoss of information

Solution Approach 1:

The patent implements a feedback mechanism by displaying a dynamic balance indicator that continuously shows the difference between the user's account balance and the total value of items in the shopping cart. This real-time feedback allows users to immediately understand their fund availability status and make informed purchasing decisions before completing the checkout process, while the reliable payment processing remains intact.

Inventive Principle:
Principle #23Feedback

3Loss of information

If users manually check account balance separately, then balance information can be obtained, but shopping efficiency is reduced

Engineering Contradiction:
Improvebalance information availabilityVSAvoidshopping efficiency
Core Design Contradiction:
Loss of informationVSProductivity

Solution Approach 1:

The patent merges the balance information display directly into the shopping cart interface, showing the balance indicator (difference between account balance and cart total) alongside the shopping items. This integration eliminates the need for users to separately navigate to check balance information, thereby maintaining full information availability while significantly improving shopping efficiency by reducing unnecessary navigation steps.

Inventive Principle:
Principle #5Merging (Combining)

4Adaptability or versatility

If e-commerce platforms offer detailed shopping interfaces, then users can browse items, but the interface becomes complex without integrated balance management

Engineering Contradiction:
Improveshopping functionalityVSAvoidinterface complexity
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The patent combines balance management functionality with the existing shopping interface by integrating a balance indicator that displays the difference between account balance and cart total. This merging adds comprehensive shopping functionality (including real-time balance awareness) without increasing interface complexity, as the balance information is presented within the existing cart display framework rather than requiring separate controls or navigation.

Inventive Principle:
Principle #5Merging (Combining)

Data Source

PatentUS20250104123A1Shopping assistant with account balance limit display
Publication Date: 2025.03.27 PAYPAL INC
  • US20250104123A1 patent drawing
  • US20250104123A1 patent drawing
  • US20250104123A1 patent drawing

AI summary

Systems and methods of assisting in an electronic shopping experience are disclosed. A request may be received, from a user on a device having a user interface, to search for an item listed for sale in a marketplace. A balance amount of an account associated with or available to the user at the marketplace is displayed in the user interface. The search results are limited to at least one item having a sales price less than the displayed balance amount and the at least one item is displayed in the user interface. The account may be a user account at a payment service provider.