Short-Range Authentication Tokens for Offline Secure Access

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Solution Overview

Problem

Existing multifactor authentication systems in both physical and virtual scenarios often require computationally expensive network communications and cryptographic operations, which can be inefficient and vulnerable to attacks.

Innovation Solution

A short-range communication-based authentication system using a smart card with an integrated circuit that generates a cryptographic token through offline token generation, leveraging secure short-range communications to verify user identity and permissions, utilizing cryptographic hashes and time-locked keys to create a bearer token that can authenticate users.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If traditional network-based authentication systems are used, then authentication can be performed with centralized control, but computational overhead and network communication requirements increase significantly

Engineering Contradiction:
Improveauthentication securityVSAvoidcomputational overhead
Core Design Contradiction:
ReliabilityVSUse of energy by moving object

Solution Approach 1:

The authentication system is segmented into two parts: a smart card that performs local cryptographic operations and a remote system that verifies tokens. The smart card contains cryptographic keys and performs token generation offline, while the remote system only needs to verify tokens when the user presents them. This segmentation moves computational overhead from the remote system to the smart card, reducing network communication requirements and energy consumption at the remote endpoint.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The smart card pre-generates authentication tokens offline using stored cryptographic keys before the user needs to authenticate. These tokens are prepared in advance and can be quickly presented to the remote system for verification. This preliminary action eliminates the need for computationally expensive real-time cryptographic operations over the network, reducing both computational overhead and energy consumption during the actual authentication event.

Inventive Principle:
Principle #10Preliminary action

2Reliability

If traditional authentication systems are used, then centralized authentication control is maintained, but vulnerability to network attacks increases

Engineering Contradiction:
Improveauthentication controlVSAvoidattack vulnerability
Core Design Contradiction:
ReliabilityVSObject-affected harmful factors

Solution Approach 1:

By segmenting the authentication process into offline token generation at the smart card and online verification at the remote system, the system reduces the attack surface. The smart card operates independently with stored cryptographic keys, so compromise of the remote system does not directly expose keys. Network communication is minimized to token verification only, reducing exposure to network-based attacks while maintaining centralized control through the verification process.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The smart card acts as an intermediary that holds cryptographic keys securely and generates tokens locally. This intermediary prevents direct exposure of private keys over the network, as the card never transmits its private key—only verified tokens. This intermediary layer protects against network attacks while maintaining the ability to centrally issue and verify authentication credentials.

Inventive Principle:
Principle #24Intermediary (Mediator)

3Productivity

If offline token generation is implemented, then computational overhead is reduced, but device complexity increases due to integrated circuit requirements

Engineering Contradiction:
Improveauthentication efficiencyVSAvoidintegrated circuit complexity
Core Design Contradiction:
ProductivityVSDevice complexity

Solution Approach 1:

The patent merges multiple functions into a single smart card integrated circuit: secure key storage, random number generation, cryptographic token generation, and time-stamping capabilities. By combining these functions into one device, the system achieves offline authentication capability without proportionally increasing overall system complexity. The smart card becomes a self-contained authentication module that can be integrated into existing card readers and access control systems with minimal additional complexity.

Inventive Principle:
Principle #5Merging (Combining)

Applied Scientific Principles

This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.

Function Achieved in This Case

This system enhances security and efficiency by enabling secure, offline authentication with reduced computational overhead, preventing unauthorized access and reducing the risk of attacks.

Implementation Method 1

utilizing, by the integrated circuit of the short range wireless card, a time keeping circuit to generate a first time value associated with a current time; wherein the first time value is representative of a window of time starting at the current time

Methodology Applied
Scientific EffectTime keeping:

Implementation Method 2

utilizing, by the integrated circuit of the short range wireless card, at least one first cryptographic hash to produce a bearer token including at least one first hashed value based at least in part on: the identifier, the device ID, the first time value and the first cryptographic key

Methodology Applied
Scientific EffectCryptographic hashing:

Implementation Method 3

transmitting, by the integrated circuit of the short range wireless card and via a return short range wireless signal, to the user device, the bearer token

Methodology Applied
Scientific EffectWireless communication:

Data Source

PatentUS12519648B2Systems and devices configured to generate and utilize short-range communication-based authentication tokens, and methods of use thereof
Publication Date: 2026.01.06 CAPITAL ONE SERVICES LLC
  • US12519648B2 patent drawing
  • US12519648B2 patent drawing
  • US12519648B2 patent drawing

AI summary

Systems and methods of the present disclosure enable improved cryptographic security using an integrated circuit of a short range wireless card. The integrated circuit receives, via a short range wireless signal, from a user device, a bearer token request including an identifier that identifies a user, the user device or both. The integrated circuit determines a cryptographic key and uses a time keeping circuit to generate a time value indicative of a window of time for which a bearer token is to be valid. The integrated circuit uses a cryptographic hash to produce the bearer token based on: the identifier, the time value and the cryptographic key. The integrated circuit transmits, via a return short range wireless signal to the user device, the bearer token to enable authentication of the user upon the bearer token being equivalent to a comparison token within the time window.