Single-Use Biometric Credentials for Clone-Resistant Authentication

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Solution Overview

Problem

There is a need for a secure system to generate on-demand single-use biometric authentication credentials to prevent unauthorized access and safeguard user identities.

Innovation Solution

A system comprising a computing device and machine learning models that generate single-use unique authentication credentials based on user-provided credential datasets, extracting features, training models, and generating permuted credential data for instant authentication.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If traditional biometric authentication credentials are used, then authentication can be performed, but the credentials can be stolen, cloned, or reused by unauthorized users

Engineering Contradiction:
Improveauthentication securityVSAvoidcredential theft and cloning
Core Design Contradiction:
ReliabilityVSObject-affected harmful factors

Solution Approach 1:

The patent generates single-use authentication credentials that are valid only for one authentication attempt and then discarded. Each credential is created fresh for a specific authentication request and becomes invalid after use, eliminating the risk of reuse, cloning, or theft by unauthorized users.

Inventive Principle:
Principle #27Cheap short-living objects (Disposable)

Solution Approach 2:

The authentication credentials are dynamically generated based on the specific authentication request, user biometric data, and random parameters. Each credential is unique and cannot be predicted or replicated, providing adaptive security that prevents static credential theft.

Inventive Principle:
Principle #15Dynamics

2Adaptability or versatility

If multiple authentication credentials are stored for different users, then authentication flexibility is improved, but the system complexity and data management requirements increase

Engineering Contradiction:
Improveauthentication flexibilityVSAvoidcredential management complexity
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The system pre-processes and stores only the essential biometric features and user identifiers, while the actual authentication credentials are generated on-demand during authentication requests. This preliminary preparation reduces the amount of data that needs to be managed while maintaining authentication flexibility.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The patent extracts only the necessary biometric characteristics from the full biometric data and uses these extracted features to generate credentials. This extraction process simplifies data management by storing only essential information while maintaining the ability to generate diverse authentication credentials.

Inventive Principle:
Principle #2Taking out (Extraction)

3Ease of operation

If biometric data is processed and stored for authentication, then user authentication can be performed, but the risk of data breaches and unauthorized access increases

Engineering Contradiction:
Improveauthentication capabilityVSAvoiddata breach risk
Core Design Contradiction:
Ease of operationVSObject-affected harmful factors

Solution Approach 1:

Instead of storing actual biometric data, the system creates synthetic authentication credentials that are derived from biometric features but do not contain the raw biometric information itself. These credentials can be copied and transmitted for authentication without exposing the underlying biometric data, reducing breach impact.

Inventive Principle:
Principle #26Copying

Solution Approach 2:

The patent introduces authentication credentials as an intermediary between the user's biometric data and the authentication verification process. The credentials serve as a temporary bridge that allows authentication without storing or exposing the sensitive biometric information, thereby reducing data breach risk.

Inventive Principle:
Principle #24Intermediary (Mediator)

Data Source

PatentUS12619696B2System and method for generating on-demand single-use biometric authentication credentials
Publication Date: 2026.05.05 BANK OF AMERICA CORP
  • US12619696B2 patent drawing
  • US12619696B2 patent drawing
  • US12619696B2 patent drawing

AI summary

Embodiments of the present invention provide a system for generating on-demand single-use biometric authentication credentials. The system is configured for determining initiation of an authentication request to access a resource from a user device of a user, prompting the user to select a type of authentication credential from one or more types of authentication credentials, receiving a selection of the type of the authentication credential, instantaneously generating a single-use unique authentication credential associated with the type of the authentication credential, via one or more machine learning models, and transmitting the single-use unique authentication credential to the user device for use in authentication of the user in gaining accessing to the resource.