Slide Controller for Visual Fund Redistribution
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Solution Overview
Problem
Current Internet banking user interfaces do not effectively consolidate and present customer information to allow quick financial assessments, and the process of redistributing funds between accounts is not user-friendly, lacking visual aids that enhance understanding of account dynamics.
Innovation Solution
A graphical user interface featuring a slide controller that represents the balances of two accounts, allowing users to visually redistribute funds by sliding a thumb element over a background, providing a graphical representation of account balances and upcoming bill payments, enabling intuitive financial management.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Loss of information
If traditional text-input features are used for fund redistribution, then the interface is simple to implement, but it adds little to the customer's understanding of account dynamics
Solution Approach 1:
The patent creates a visual copy of the account balances using graphical bars that represent the balance amounts. Instead of simply displaying numerical values, the system generates visual representations (bars) that mirror the balance data, allowing customers to visually assess account dynamics and make informed redistribution decisions.
Solution Approach 2:
The patent transforms one-dimensional numerical balance data into two-dimensional visual bar representations. The bars extend horizontally with lengths proportional to balance amounts, adding a spatial dimension that enhances customer comprehension of account dynamics and facilitates intuitive fund redistribution decisions.
2Productivity
If detailed financial information is presented in traditional formats, then completeness is maintained, but customers cannot quickly assess financial conditions
Solution Approach 1:
The patent segments financial information into distinct visual components: separate bars for different accounts, segments within bars representing different fund sources, and visual indicators for bill payments. This segmentation allows customers to quickly comprehend overall financial status while maintaining access to detailed information through interactive elements.
Solution Approach 2:
The patent employs color coding to differentiate between various account types and fund sources. Different colors represent different accounts (e.g., checking, savings), enabling customers to rapidly assess financial conditions across multiple accounts at once while preserving complete financial information through color-coded visual hierarchy.
Data Source
AI summary
A graphical user interface including a controller for redistributing funds between a first account and a second account. The controller includes a slidable element positionable over a fixed background element to define a first segment and a second segment of the background element. A length of the first segment is representative of a balance of the first account, and a length of the second segment is representative of a balance of the second account.