Smart Appliance Data Aggregation for Contextual Transactions

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Solution Overview

Problem

Existing computing systems face challenges in aggregating data from multiple sources efficiently, leading to time-consuming and labor-intensive processes, which can hinder user experience, efficiency, and accuracy in financial transactions.

Innovation Solution

A computing system that aggregates sensor data from smart appliances, correlates it with product data, and generates contextual offers by identifying relevant merchant accounts, allowing users to make informed financial transactions through a centralized server that reduces data processing load and improves security.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Measurement precision

If sensor data from multiple sources is aggregated manually, then data accuracy can be maintained through verification, but the process becomes time-consuming and labor-intensive

Engineering Contradiction:
Improvedata accuracyVSAvoidprocessing time
Core Design Contradiction:
Measurement precisionVSLoss of time

Solution Approach 1:

The system implements automated data aggregation where the computing system automatically receives, verifies, and processes sensor data from multiple sources without manual intervention. The verification process is embedded in the automated workflow, allowing the system to self-validate data accuracy while maintaining efficiency.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

Manual data aggregation and verification processes are replaced with automated computing systems that use algorithms to verify and process sensor data. This substitution of mechanical/manual operations with automated computational processes resolves the contradiction between maintaining accuracy and reducing time consumption.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

2Productivity

If a centralized server aggregates and processes data from multiple sources, then data processing efficiency improves, but system complexity increases

Engineering Contradiction:
Improvedata processing efficiencyVSAvoidsystem complexity
Core Design Contradiction:
ProductivityVSDevice complexity

Solution Approach 1:

Multiple data sources and processing functions are merged into a centralized server that handles aggregation, verification, and processing of sensor data from smart appliances, merchant systems, and other sources. This consolidation improves efficiency by eliminating redundant processes while the modular architecture manages complexity.

Inventive Principle:
Principle #5Merging (Combining)

Solution Approach 2:

The centralized server is designed as a multi-functional system that performs diverse operations including data aggregation, verification, processing, and transaction facilitation. This universal approach consolidates multiple functions into a single system, improving overall efficiency while managing complexity through standardized interfaces.

Inventive Principle:
Principle #6Universality (Multi-functionality)

3Adaptability or versatility

If more user accounts and merchant accounts are integrated into the system, then transaction versatility improves, but data management complexity increases

Engineering Contradiction:
Improvetransaction versatilityVSAvoiddata management complexity
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The system segments user accounts and merchant accounts into distinct, manageable entities with standardized data structures. Each account type is handled through modular processing routines, allowing the system to accommodate diverse account types and transaction scenarios while maintaining organized, scalable data management.

Inventive Principle:
Principle #1Segmentation

Data Source

PatentUS10614507B2Systems and methods for using smart appliances to provide contextual user experiences
Publication Date: 2020.04.07 MASTERCARD INT INC
  • US10614507B2 patent drawing
  • US10614507B2 patent drawing
  • US10614507B2 patent drawing

AI summary

Embodiments of the disclosure enable contextual user experiences to be provided. A computing system receives sensor data from an appliance associated with a first user account, and analyzes the sensor data to identify a product and one or more second user accounts associated with the product. The second user accounts are used to aggregate product data associated with the product, and the product data is used to generate catalog data associated with the product. The catalog data includes one or more portions associated with the second user accounts and is transmitted to a client device associated with the first user account to prompt a first user to enter into a transaction associated with the product. Each portion of the catalog data is selectable to facilitate the transaction between the first user and a respective second user associated with the second user accounts.