Smart Card Hash Verification for Electronic Communication Integrity

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Solution Overview

Problem

Electronic communications are frequently intercepted and manipulated without users' knowledge, leading to unauthorized changes in transactions, such as increased credit card charges or modified phone communications.

Innovation Solution

A smart card verification system that generates and displays hash values to confirm that electronic communications have not been altered, using public and private key encryption and hashing algorithms to ensure data integrity, with hash values compared between the smart card and the receiver to detect any modifications.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Productivity

If electronic communications are transmitted through intermediaries, then communication efficiency is improved, but data integrity deteriorates due to potential interception and manipulation

Engineering Contradiction:
Improvecommunication efficiencyVSAvoiddata integrity
Core Design Contradiction:
ProductivityVSReliability

Solution Approach 1:

The system performs preliminary hashing of the original message before transmission, creating a digital fingerprint that travels with the encrypted communication. This preliminary action enables later verification of data integrity without compromising communication efficiency, as the hash is generated once at the source before the main data transmission occurs.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The patent introduces hash values as intermediary elements that mediate between the original message and its encrypted form. These hash values serve as trusted mediators that can verify the authenticity of communications passing through intermediaries, allowing the system to maintain both communication efficiency through encrypted channels and data integrity through hash verification.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Reliability

If encryption is used to protect electronic communications, then security is improved, but verification of message authenticity becomes more complex

Engineering Contradiction:
ImprovesecurityVSAvoidverification complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The verification process is segmented into independent components: the message is divided into original content and hash value, with the hash serving as a separate verification element. This segmentation allows the system to maintain strong encryption for security while providing a simple, separate verification mechanism that does not add complexity to the encryption process itself.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The system creates a simplified copy of the message in the form of a hash value that captures the essential integrity information without requiring full decryption. This copying approach allows verification of message authenticity through simple hash comparison rather than complex cryptographic verification, reducing verification complexity while maintaining security.

Inventive Principle:
Principle #26Copying

3Measurement precision

If hash values are displayed for user verification, then detection of manipulation is improved, but user interaction complexity increases

Engineering Contradiction:
Improvedetection accuracyVSAvoiduser interaction
Core Design Contradiction:
Measurement precisionVSEase of operation

Solution Approach 1:

The system uses visual indicators such as color-coded displays to represent hash verification results, where matching hashes are shown in reassuring colors (e.g., green) and mismatches in alerting colors (e.g., red). This visual encoding improves detection accuracy by making manipulation obvious while simplifying user interaction, as users only need to observe the color indicator rather than understand or compare complex hash values.

Inventive Principle:
Principle #32Color changes

Data Source

PatentUS12126727B2System and method for hash value confirmation of electronic communications
Publication Date: 2024.10.22 CAPITAL ONE SERVICES LLC
  • US12126727B2 patent drawing
  • US12126727B2 patent drawing
  • US12126727B2 patent drawing

AI summary

Systems, methods, and computer-readable storage media for ensuring electronic communications have not been intercepted and manipulated. An exemplary device generates a public/private pair of keys, and transmits the public key to another device with information about the data to be shared. The second device encrypts associated data, while also executing a hash function on at least a portion of the data. The first device receives the encrypted data, decrypts it, and verifies its accuracy using a third party. The third party also executes the hash function on the data received from the first device, and transmits the output of that hash function to the first device. Both the first device and second devices and display the hash values, allowing users to visually determine if the data has been manipulated during the transaction.