Contactless Payment Using Smart Device Beacon Positioning
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Solution Overview
Problem
Existing vehicle detection solutions are expensive and cumbersome, making contactless identification and payment systems challenging to implement, especially during transmissible illnesses like COVID-19, as they require special hardware and are not universally applicable.
Innovation Solution
A contactless identification and payment system using smart devices like smartphones, which leverage existing off-the-shelf beacons (Bluetooth, UWB, Wi-Fi) for precise user detection without the need for special hardware, enabling secure and private transactions even without internet connectivity, and is adaptable for various service scenarios.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If existing vehicle detection solutions are used, then identification capability is achieved, but system cost and complexity increase
Solution Approach 1:
The patent applies universality by using smart devices that consumers already possess for multiple functions including contactless identification, payment processing, and communication. This eliminates the need for specialized detection hardware, reducing system cost while maintaining identification capability through the smart device's existing sensors and communication modules.
Solution Approach 2:
The smart device performs self-service by using its own built-in components (camera, sensors, communication modules) to detect vehicles and process transactions. The device autonomously captures images, identifies vehicles through AI processing, and completes payments without requiring external specialized hardware, thereby reducing overall system complexity and cost.
2Object-affected harmful factors
If contactless identification system is implemented, then user safety is improved, but hardware requirements increase
Solution Approach 1:
The patent leverages the universal capabilities of smart devices already present in consumers' pockets to achieve contactless identification and payment. The smart device's existing camera, sensors, and communication modules are utilized, eliminating the need for specialized contactless hardware while maintaining user safety through contactless operation during health crises.
Solution Approach 2:
The patent replaces mechanical contact-based identification and payment systems with electronic and optical methods. The smart device uses camera-based image capture, AI processing, and wireless communication to substitute physical interactions, thereby improving user safety by eliminating contact while using only the smart device's existing hardware rather than adding specialized equipment.
3Measurement precision
If precise user detection is achieved, then identification accuracy is improved, but system complexity increases
Solution Approach 1:
The smart device performs self-service by utilizing its own built-in camera, sensors, and AI processing capabilities to achieve precise vehicle detection and identification. The device autonomously captures images, processes them through AI algorithms, and identifies vehicles with high accuracy without requiring external specialized detection hardware, thereby maintaining identification accuracy while minimizing system complexity.
Solution Approach 2:
The patent replaces complex mechanical vehicle detection systems with electronic image capture and AI processing. The smart device's camera and processors substitute for specialized sensors and detection hardware, achieving precise identification through software-based AI algorithms while reducing overall system complexity by eliminating dedicated detection equipment.
Data Source
AI summary
Systems, methods, devices, and/or other components may implement contactless user identification, payment processing, and/or to otherwise facilitate provision of services. A smart device may detect beacon signals and determine a relative position based on the detected beacon signals. The relative position may be compared to nearby service point areas and notification messages may be generated upon entering or exiting a service point area. An anchor-based coordinate system may be defined relative to a set of beacons. The service point areas and the relative position of the smart device may be based on the coordinate system.


