Smart Forms for Validated Automated Solution Configuration

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Solution Overview

Problem

Current implementation processes for configuring solutions in banking and payments systems are complex, involving manual data collection through offline forms, leading to incomplete, invalid, or missing data, significant back-and-forth with clients, and delayed projects due to redundancy in data requests.

Innovation Solution

The implementation of web-based smart forms that provide upfront data validation, enabling automated downstream workflows with a low or no-code approach, ensuring structured data capture and reducing manual intervention.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If offline forms/surveys/questionnaires are used for receiving configuration parameters, then data collection can be performed, but incomplete, invalid, or missing data occurs leading to significant back-and-forth with clients

Engineering Contradiction:
Improvedata completenessVSAvoidback-and-forth time
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The patent implements upfront data validation in web-based smart forms that check data completeness, validity, and consistency before submission. This preliminary validation prevents incomplete or invalid data from being submitted, eliminating the need for subsequent back-and-forth communication with clients to correct errors.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The system provides real-time feedback to users during form completion, indicating whether data is complete and valid. This immediate feedback mechanism guides users to provide correct information before submission, preventing errors that would otherwise require iterative corrections.

Inventive Principle:
Principle #23Feedback

2Adaptability or versatility

If manual processes are used for configuring platforms/solutions, then flexibility in handling complex configurations is maintained, but the process becomes redundant and time-consuming

Engineering Contradiction:
Improveconfiguration flexibilityVSAvoidconfiguration speed
Core Design Contradiction:
Adaptability or versatilityVSProductivity

Solution Approach 1:

The patent implements automated configuration systems that self-configure platforms and solutions based on validated input data from smart forms. The system automatically processes configuration parameters, eliminates redundant manual steps, and completes configuration tasks without requiring continuous human intervention, thereby maintaining flexibility while dramatically improving productivity.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The system replaces manual mechanical configuration processes with automated digital workflows. Web-based smart forms capture configuration data, which is then automatically processed by software systems to configure platforms and solutions, substituting human manual operations with automated computational processes that are both flexible and efficient.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

3Quantity of substance

If multiple offline forms are used for data collection, then comprehensive configuration parameters can be gathered, but data redundancy and manual processing increase

Engineering Contradiction:
Improvedata coverageVSAvoidprocess complexity
Core Design Contradiction:
Quantity of substanceVSDevice complexity

Solution Approach 1:

The patent consolidates multiple offline forms into a single integrated web-based smart form system. This unified form collects all necessary configuration parameters in one interface, eliminating the need for multiple separate forms and reducing data redundancy. The integrated system processes all configuration data through a single automated workflow, simplifying the overall process complexity.

Inventive Principle:
Principle #5Merging (Combining)

Solution Approach 2:

The web-based smart form system serves multiple functions: data collection, validation, processing, and configuration initiation all in one platform. This universal system replaces multiple specialized offline forms and manual processing steps, reducing process complexity while maintaining comprehensive data coverage through its multi-functional capabilities.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Data Source

PatentUS20250274525A1Smart forms for automated configuration of solutions
Publication Date: 2025.08.28 FIDELITY INFORMATION SERVICES LLC
  • US20250274525A1 patent drawing
  • US20250274525A1 patent drawing
  • US20250274525A1 patent drawing

AI summary

A smart forms solution that enables transactions institutions to provide configuration parameters in a streamlined manner so that developers can construct end-to-end solutions in an automated manner includes performing, by a processor, operations including: receiving data from a form in a webpage; validating the received data; saving the validated data; determining a location to send the saved data; sending the saved data to the determined location; invoking an API at the determined location with the saved data; and using the saved data to perform a manual operation.