Smart Glasses for Remote Property Damage Assessment

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Solution Overview

Problem

Current methods for assessing and mitigating property damage, such as from natural disasters or appliance failures, often require in-person inspections, which can be costly and time-consuming, and individuals may not know the appropriate steps to take for quick and proper mitigation.

Innovation Solution

A smart glasses system equipped with a camera, microphone, and display that allows users to capture images and communicate with customer service representatives remotely, processing inputs to generate a mitigation protocol and provide step-by-step instructions for addressing damage, while also integrating with insurance systems for cost assessment and recommendations.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Measurement precision

If in-person physical inspection is performed by insurance adjusters or technicians, then accurate damage assessment can be achieved, but time and cost increase significantly

Engineering Contradiction:
Improvedamage assessment accuracyVSAvoidinspection time
Core Design Contradiction:
Measurement precisionVSLoss of time

Solution Approach 1:

The patent uses camera-based image capture to create visual copies of property damage instead of requiring physical inspection. The imaging device captures images of damaged areas, allowing remote viewing and assessment by insurance adjusters or technicians, thereby eliminating the need for in-person visits while maintaining assessment accuracy.

Inventive Principle:
Principle #26Copying

Solution Approach 2:

The patent replaces the mechanical in-person inspection process with an electronic imaging system. Instead of physically visiting the property, adjusters use cameras and electronic communication to transmit and analyze damage images remotely, substituting the mechanical travel and physical examination with digital image transmission and analysis.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

2Measurement precision

If in-person physical inspection is performed, then comprehensive damage evaluation is possible, but cost increases due to travel and time expenses

Engineering Contradiction:
Improvedamage evaluation completenessVSAvoidoperational cost
Core Design Contradiction:
Measurement precisionVSEase of manufacture

Solution Approach 1:

The patent creates visual copies of damaged property through camera imaging, eliminating the need for adjusters to travel to each property. This reduces operational costs associated with travel, accommodation, and time while maintaining comprehensive damage evaluation capability through detailed image capture.

Inventive Principle:
Principle #26Copying

Solution Approach 2:

The patent substitutes the mechanical travel and physical inspection process with electronic image transmission systems. This replacement dramatically reduces operational costs by eliminating travel expenses and reducing time-related costs, while still enabling comprehensive damage evaluation through thorough image capture and analysis.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

3Loss of time

If individuals conduct damage assessment themselves, then time is saved, but lack of expertise results in incomplete or inaccurate mitigation steps

Engineering Contradiction:
Improveassessment timeVSAvoidmitigation step accuracy
Core Design Contradiction:
Loss of timeVSMeasurement precision

Solution Approach 1:

The patent implements a feedback mechanism where image data captured by the imaging device is transmitted to and analyzed by insurance adjusters or technicians. The experts provide feedback in the form of detailed mitigation recommendations and guidance, which are then communicated back to the policyholder. This ensures accurate mitigation steps while maintaining quick response time.

Inventive Principle:
Principle #23Feedback

Solution Approach 2:

The patent introduces an intermediary system (imaging device and communication network) that connects the policyholder with insurance experts. This intermediary enables the policyholder to quickly capture and transmit damage images while experts remotely analyze the images and provide accurate mitigation guidance, combining the speed of self-initiation with the expertise of professionals.

Inventive Principle:
Principle #24Intermediary (Mediator)

Data Source

PatentUS12086813B1Smart glasses systems and methods for property assessment
Publication Date: 2024.09.10 UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
  • US12086813B1 patent drawing
  • US12086813B1 patent drawing
  • US12086813B1 patent drawing

AI summary

A smart glasses system includes smart glasses configured to be worn by an individual. The smart glasses include a display and a camera configured to obtain one or more images. One or more processors are communicatively coupled to the smart glasses and are configured to receive the one or more images and to process the one or more images to identify characteristics of damage to a property. The one or more processors are also configured to generate, based on the characteristics of the damage to the property, a mitigation protocol. The one or more processors are further configured to provide an output indicative of one or more steps of the mitigation protocol to the smart glasses for presentation to the individual via the display.