Smartcard Chip Pocket With Capacitive Fraud Detection

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Solution Overview

Problem

Conventional chip placement methods in smartcards are ineffective in preventing chip removal and re-implantation, leading to increased risk of fraud and security breaches.

Innovation Solution

A chip fraud prevention system utilizing a capacitive member with a known capacitance value, integrated into the smartcard, where the chip is positioned within a chip pocket with a saw tooth milling pattern and communicatively coupled with connections, making it difficult to remove and re-implant, and a memory applet to detect capacitance changes for fraud detection.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If conventional chip placement methods (smooth milling patterns) are used, then manufacturing is simple and easy, but chip security is poor and chips can be easily removed

Engineering Contradiction:
Improvechip securityVSAvoidmanufacturing complexity
Core Design Contradiction:
ReliabilityVSEase of manufacture

Solution Approach 1:

The patent applies asymmetry by using a saw tooth milling pattern instead of a smooth symmetric pattern. The asymmetric saw tooth structure creates physical interlocking that prevents chip removal while maintaining manufacturability through standard milling processes.

Inventive Principle:
Principle #4Asymmetry

Solution Approach 2:

The patent uses curved saw tooth patterns that create interlocking geometric structures. The curvature of the saw tooth design provides mechanical resistance to chip removal attempts while being manufacturable using conventional milling techniques.

Inventive Principle:
Principle #14Spheroidality (Curvature)

2Reliability

If chips are securely positioned to prevent removal, then fraud risk is reduced, but device complexity increases

Engineering Contradiction:
Improvefraud preventionVSAvoidchip placement structure
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent replaces complex mechanical security systems with a simpler capacitive sensing system. Instead of using complex physical locking mechanisms, the system uses capacitive sensors to detect the presence and integrity of the chip, providing fraud prevention through electrical field detection rather than mechanical constraints.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Solution Approach 2:

The patent changes the detection parameter from physical mechanical properties to electrical capacitive properties. By measuring capacitance values, the system can detect chip presence and integrity without requiring complex mechanical security structures, thus reducing device complexity while maintaining fraud prevention capability.

Inventive Principle:
Principle #35Parameter changes

3Reliability

If capacitive members are added to detect chip fraud, then security is improved, but manufacturing cost increases

Engineering Contradiction:
Improvefraud detection capabilityVSAvoidproduction cost
Core Design Contradiction:
ReliabilityVSEase of manufacture

Solution Approach 1:

The patent makes the capacitive members serve multiple functions: they are used both as structural elements in the saw tooth pattern and as sensing elements for fraud detection. This multi-functionality eliminates the need for separate security components, reducing manufacturing cost while maintaining improved fraud detection capability.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

The patent merges the structural support function with the sensing function by integrating capacitive members into the saw tooth milling pattern. This combination allows the same structure to provide both mechanical security and electrical detection, reducing overall component count and manufacturing cost.

Inventive Principle:
Principle #5Merging (Combining)

Applied Scientific Principles

This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.

Function Achieved in This Case

The solution significantly reduces the likelihood of chip removal and re-implantation, enhancing security, reducing fraud, and lowering production costs by preventing unauthorized transactions and the need for replacements.

Implementation Method 1

a capacitance member coupled to a surface of the chip, wherein the capacitance member comprises a known capacitance value and wherein the chip comprises a memory containing an applet, the applet configured to measure the capacitance value of the capacitance member

Methodology Applied
Scientific EffectCapacitance: Capacitance

Data Source

PatentUS11989607B2Systems and methods for use of capacitive member to prevent chip fraud
Publication Date: 2024.05.21 CAPITAL ONE SERVICES LLC
  • US11989607B2 patent drawing
  • US11989607B2 patent drawing
  • US11989607B2 patent drawing

AI summary

Example embodiments of systems and methods for preventing chip fraud are provided. A chip fraud prevention system may comprise a device including a chip, wherein the chip is at least partially encompassed in a chip pocket. One or more connections may be communicatively coupled to one or more surfaces of the chip, and a capacitance member may be coupled to a surface of the chip. The capacitance member may comprise a known capacitance value and the chip may comprise a memory containing an applet, wherein the applet is configured to measure the capacitance value of the capacitance member.