Smartphone Case Sliding Payment Card Assembly
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Solution Overview
Problem
Conventional payment systems face challenges in enabling seamless financial transactions using payment-enabled smartphones, particularly at points of sale that do not support mobile device transactions, and in situations where handing over the device is inconvenient, such as at restaurants.
Innovation Solution
A mobile phone case with a detachable portion that securely holds a payment card, allowing it to be slid into an exposed position for magnetic stripe or contactless transactions, while the smartphone detects these events and prompts the user to select an account for charging, communicating this selection to remote payment services for detokenization.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Ease of operation
If a payment-enabled smartphone is used for transactions, then convenience and modern payment functionality are improved, but compatibility with traditional payment terminals and situations requiring physical card handover deteriorate
Solution Approach 1:
The patent combines a smartphone and payment card into a single integrated case assembly. The card is stored within the phone case and can be slid out to expose the magnetic stripe and contact pads for traditional payment terminals, while the smartphone itself can be used for contactless payments. This merging allows the user to have both digital wallet functionality and physical card capability in one device, resolving the contradiction between modern payment convenience and traditional system compatibility.
2Quantity of substance
If a user carries only a payment-enabled smartphone, then the number of items to carry is reduced, but the ability to perform transactions at terminals that do not support mobile payments deteriorates
Solution Approach 1:
The payment card is integrated into the smartphone case, allowing the user to carry only one item (the phone with embedded card) instead of separate smartphone and wallet. The card can be slid out from the case to interface with traditional magnetic stripe or contact-based payment terminals, ensuring transaction capability across both modern and legacy payment systems.
3Reliability
If a payment card is permanently secured in a detachable portion of the phone case, then security and protection of the card are improved, but accessibility and ease of use deteriorate
Solution Approach 1:
The card is permanently secured in the detachable portion of the phone case through a sliding mechanism that allows it to move between a retracted position (secured within the case) and an extended position (exposed for use). This dynamic positioning system maintains security when the card is not in use while providing easy accessibility when needed, resolving the contradiction between security and ease of operation.
Data Source
AI summary
A mobile telephone case includes a case body that defines a pocket for holding a mobile telephone. A card holder module is attached to the case body. The card holder module includes a hollow card holder body. An IC payment card is slidably mounted within the card holder body. When by sliding motion the IC payment card is moved to an actuated position, a set of contact pads on the card is exposed to allow the IC payment card to engage in a contact card payment account transaction.