Split Payment Page With Automatic Cost Extraction

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Solution Overview

Problem

Existing payment splitting systems lack efficiency in recognizing cost information from bills or receipts and do not provide a seamless method for users to select and process payments or remittances for split transactions, often requiring manual input and lacking user-friendly interfaces for sharing results.

Innovation Solution

A split payment method and system that captures images of bills or receipts to extract cost information, creates a user-friendly split payment page allowing selection and processing of payment items, and supports payment or remittance processing, with features like sharing results and automatic updates, enabling users to easily split and process costs among multiple parties.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Productivity

If manual input methods are used for cost information entry, then system complexity is reduced, but processing efficiency and user convenience deteriorate

Engineering Contradiction:
Improvepayment processing efficiencyVSAvoidsystem complexity
Core Design Contradiction:
ProductivityVSDevice complexity

Solution Approach 1:

The system automatically captures and processes cost information from bills or receipts without requiring manual input. The image processing module autonomously extracts cost data, and the split payment module automatically divides and processes payments, eliminating the need for users to manually enter cost information and significantly improving processing efficiency

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The patent replaces manual mechanical input methods with automated image processing and optical recognition systems. Instead of requiring users to manually type or enter cost information, the system uses image capture and processing modules to automatically extract and process cost data, substituting mechanical manual input with automated optical and digital processing

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

2Ease of operation

If a comprehensive split payment interface is provided, then user convenience is improved, but system complexity increases

Engineering Contradiction:
Improveuser interface convenienceVSAvoidsystem complexity
Core Design Contradiction:
Ease of operationVSDevice complexity

Solution Approach 1:

The split payment module serves multiple functions within a single integrated interface: it displays cost information, allows item selection, processes payments, handles remittances, and enables result sharing. This multi-functional design improves user convenience by consolidating multiple operations into one unified interface while managing system complexity through integrated architecture

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

The system introduces an intermediary image processing module that bridges the gap between raw bill/receipt images and the split payment interface. This intermediary layer automatically extracts cost information and presents it in a user-friendly format, simplifying the interface requirements while maintaining comprehensive functionality

Inventive Principle:
Principle #24Intermediary (Mediator)

Data Source

PatentUS11636452B2Method and system for split payment
Publication Date: 2023.04.25 LINE PLUS
  • US11636452B2 patent drawing
  • US11636452B2 patent drawing
  • US11636452B2 patent drawing

AI summary

A method and a computer system for a split payment are provided. A split payment method may include: obtaining cost information of at least one transaction for a split payment; creating a split payment page that allows a visitor of the split payment page to pay a portion of a cost of the at least one transaction; providing the visitor with a link to the split payment page; and based on the portion of the cost of the at least one transaction being selected by the visitor of the split payment page, processing a payment or remittance of the portion of the cost, and updating the split payment page according to a result of the payment or the remittance.