Split Transaction System Using Profile Directory
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Solution Overview
Problem
Existing electronic transaction technologies lack the capability to manage electronic split transactions involving multiple users, particularly when contact information of one user is missing from the initiating device.
Innovation Solution
A data processing system that includes a processor and a profile directory database to retrieve and manage user profiles, enabling the initiation of split transactions by obtaining missing contact information from associated user devices, either through proximity or indirect methods, and linking it with user profiles for accurate transaction execution.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Adaptability or versatility
If existing electronic transaction technologies are used, then simple two-party transactions can be conducted, but multi-user split transactions cannot be managed when contact information is missing
Solution Approach 1:
The system segments the contact information retrieval process into multiple independent steps: first retrieving contact info from local device memory, then querying the profile directory database for missing information, and finally obtaining additional missing info from other user devices. This segmentation allows the system to handle multi-user split transactions by breaking down the complex information retrieval task into manageable parts.
Solution Approach 2:
The profile directory database serves as an intermediary component between user devices and transaction processing. It stores and manages user profiles including contact information, enabling the system to retrieve missing contact details for users not present in the initiator's device. This intermediary resolves the contradiction by providing a centralized information repository without requiring direct peer-to-peer communication between all users.
2Measurement precision
If contact information is obtained from multiple sources, then transaction accuracy improves, but information retrieval time increases
Solution Approach 1:
The system performs preliminary actions by first checking local device memory for contact information before querying external sources. This preliminary check quickly retrieves commonly used contact details without network latency. Only when information is missing does the system proceed to query the profile directory database or contact other user devices, thereby minimizing overall retrieval time while ensuring accuracy.
Solution Approach 2:
The system implements a feedback mechanism where the profile directory database provides contact information to the transaction processing system, which then verifies and uses this information to complete the split transaction. This feedback loop ensures that accurate information is obtained while the system can optimize the process by learning from previous transactions and pre-caching frequently accessed contact information.
Data Source
AI summary
A system configured for managing a split transaction is disclosed. The system receives a request from a first user device associated with a first user to initiate a split transaction session between the first, second, and third users. A first user device associated with the first user includes second contact information associated with the second user. A second user device associated with the second user includes third contact information associated with the third user. The system receives an API request from the first user device to retrieve a third user profile. The system sends a request to the second user device to retrieve the third user profile. The second user device retrieves the third user profile and sends it to the system. The system retrieves the second and third user profiles and adds them to the split transaction session. The system conducts the split transaction session.