Self-Sovereign Identity Contactless Card NFC Authentication

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Solution Overview

Problem

Current digital identity verification systems rely on third-party providers, leading to concerns over privacy and data security, and lack efficient methods for generating self-sovereign identities across distributed reputation networks.

Innovation Solution

A method and system for self-sovereign identity verification using a contactless card that stores unique data records, which are transmitted to an authentication server via an intermediary device for verification, generating a unique identifier token, and distributing it within a distributed reputation network.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If third-party identity providers are used to manage digital identities, then identity verification can be performed, but user privacy and data security are compromised due to tracking and control of personal data

Engineering Contradiction:
Improveidentity verification reliabilityVSAvoidprivacy and data security risks
Core Design Contradiction:
ReliabilityVSObject-affected harmful factors

Solution Approach 1:

The system enables users to self-manage their digital identities through self-sovereign identification (SSI). Users control their own verifiable credentials and identity data without relying on third-party providers to store and manage their personal information. This is achieved through decentralized identity management where users hold their own identity credentials in digital wallets and can selectively disclose information.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The patent extracts the identity management function from centralized third-party providers and transfers it to users themselves. By removing the centralizing authority, the system eliminates the tracking and control mechanisms that third-party providers use, thereby resolving the privacy and security concerns while maintaining identity verification capabilities.

Inventive Principle:
Principle #2Taking out (Extraction)

2Adaptability or versatility

If self-sovereign identification is implemented on blockchain networks, then users control their verifiable credentials, but the process of generating self-sovereign identities lacks efficiency and streamlining

Engineering Contradiction:
Improveuser control over digital identitiesVSAvoididentity generation efficiency
Core Design Contradiction:
Adaptability or versatilityVSProductivity

Solution Approach 1:

The system performs preliminary actions by pre-generating verifiable credentials and identity data during card provisioning. The contactless card is pre-loaded with identity information and cryptographic keys before the user needs them, enabling rapid identity verification without time-consuming on-demand generation processes.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The patent introduces an intermediary contactless card system that bridges the gap between blockchain-based SSI and traditional identity verification. The card acts as a mediator that stores identity credentials locally and can present them efficiently to verification systems, streamlining the identity generation and verification process while maintaining user control.

Inventive Principle:
Principle #24Intermediary (Mediator)

3Ease of operation

If contactless cards store and transmit unique data records via intermediary devices, then identity verification is streamlined, but system complexity increases with multiple components

Engineering Contradiction:
Improveidentity verification processVSAvoidsystem component structure
Core Design Contradiction:
Ease of operationVSDevice complexity

Solution Approach 1:

The contactless card is designed as a universal device that combines multiple functions: it stores identity credentials, performs cryptographic operations, transmits data via NFC, and interfaces with both traditional and blockchain-based verification systems. This multi-functionality reduces the need for separate specialized devices for each step of the identity verification process.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

The patent merges the identity storage, processing, and transmission functions into a single contactless card unit. By combining these functions that were previously distributed across multiple separate systems (identity databases, processing servers, transmission interfaces), the system simplifies the user interaction while managing complexity through integrated design.

Inventive Principle:
Principle #5Merging (Combining)

Applied Scientific Principles

This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.

Function Achieved in This Case

This solution enables users to manage their digital identities independently, enhancing privacy and security by eliminating reliance on third-party providers, while facilitating efficient identity verification and data management across distributed networks.

Implementation Method 1

transmitting, by the contactless card via an intermediary device (e.g., a mobile device with a near field communication (NFC) reader storing an application configured to read the contactless card), the one or more unique data records to an authentication server

Methodology Applied
Scientific EffectNear field communication (NFC): Electromagnetic Induction

Data Source

PatentUS20250037109A1Systems and methods for generation of secure self-sovereign identification with a contactless card
Publication Date: 2025.01.30 CAPITAL ONE SERVICES LLC
  • US20250037109A1 patent drawing
  • US20250037109A1 patent drawing
  • US20250037109A1 patent drawing

AI summary

The disclosed systems and methods are directed to streamlining and enhancing feasibility of identity assertion in an online environment (e.g., distributed reputation network). The systems and methods facilitate conversion of user-specific data stored on a contactless card into a verified and/or authenticated identity token, via an application of NFC-enabled encrypted authentication process customized for optimizing identity assertion in block-chain network (e.g., association of reputation data blocks in a blockchain reputation network to a unique user-controlled identifier). The systems and methods leverage the proofed identity that can be generated by the encrypted authentication process initiated by a contactless card and stored thereupon for on-demand NFC transmission via a reader, to streamline generation of a user-specific authenticated digital identity token conforming with a self-sovereign identification model.