SSI Transaction Agents for Privacy-Preserving Tracking and Monetization

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Solution Overview

Problem

Current self-sovereign identity (SSI) infrastructure models face challenges in securely processing transactions, tracking, and monetizing the use of SSI infrastructure and services, while maintaining privacy and enhancing system security and usability.

Innovation Solution

The introduction of transaction agent roles (issuer, holder, and verifier transaction agents) within the SSI system enables secure transaction processing, tracking, and monetization without altering core SSI infrastructure, using cryptographically verifiable credentials and policy enforcement.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If traditional SSI infrastructure is used for transaction processing, then decentralization and privacy control are maintained, but secure transaction processing and tracking capability are insufficient

Engineering Contradiction:
Improvesecure transaction processingVSAvoidsystem complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent introduces transaction agents as intermediary components that mediate between the decentralized SSI infrastructure and the transaction processing requirements. These agents verify credentials, enforce policies, and track transactions without centralizing control, thus improving security while maintaining the decentralized architecture's simplicity.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The system segments transaction processing into distinct functional components: credential verification, policy enforcement, and transaction tracking. Each transaction agent handles specific tasks independently, allowing the system to achieve comprehensive security through modular, manageable units rather than a monolithic complex system.

Inventive Principle:
Principle #1Segmentation

2Reliability

If transaction tracking and monetization are implemented in SSI system, then system security and usability are enhanced, but privacy protection may be compromised

Engineering Contradiction:
Improvesystem securityVSAvoidprivacy protection
Core Design Contradiction:
ReliabilityVSLoss of information

Solution Approach 1:

Transaction agents serve as privacy-preserving intermediaries that enable tracking and monetization without exposing sensitive personal information. They verify credentials and enforce policies using cryptographic proofs and zero-knowledge techniques, allowing the system to monitor transactions for security and billing purposes while keeping individual user data confidential.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The system applies different levels of information disclosure to different parts of the transaction process. Sensitive personal information remains protected locally within user devices, while only necessary verification data is shared with transaction agents for tracking and monetization purposes, thus maintaining privacy while enabling system-wide security and usability enhancements.

Inventive Principle:
Principle #3Local quality

3Reliability

If multiple transaction agents are introduced for credential verification, then transaction security is improved, but processing time and system complexity increase

Engineering Contradiction:
Improvetransaction securityVSAvoidprocessing time
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The system performs preliminary credential verification and policy validation through transaction agents before final transaction execution. By pre-verifying credentials and establishing trust relationships in advance, the system reduces the time required for actual transaction processing while maintaining enhanced security through multiple verification layers.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The patent combines multiple verification functions into integrated transaction agents that perform credential verification, policy enforcement, and transaction tracking simultaneously. This merging of functions reduces the overall processing time compared to sequential verification by separate components, while still maintaining the security benefits of multiple verification steps.

Inventive Principle:
Principle #5Merging (Combining)

Data Source

PatentUS12541758B2Systems and methods for transacting over a network
Publication Date: 2026.02.03 GEN DIGITAL INC
  • US12541758B2 patent drawing
  • US12541758B2 patent drawing
  • US12541758B2 patent drawing

AI summary

Systems and methods for transacting over a network. A first agent and a second agent are provided. The second agent is operable to transact with a third agent for use of a network-enabled service based on a first transaction policy from a fourth agent, the third agent enabled to communicate with a fifth agent. The first agent is operable to communicate with the second agent to facilitate the transacting by the second agent with the third agent for the use of the network-enabled service based on the first transaction policy and communicate with the fifth agent to facilitate the transacting by the second agent with the third agent for the use of the network-enabled service.