SSO Multi-IDP Engine for Unified Workflow Orchestration
Find Innovative SolutionsGenerate Solutions
Solution Overview
Problem
Existing systems for complex multi-step workflow journeys, such as electronic lending, are inefficient and redundant due to the inability to integrate disparate operations, components, and systems, leading to operational redundancies, disjointed user experiences, high latency, and high maintenance costs, and lack the infrastructure for real-time state management and data security.
Innovation Solution
A unified platform integrating frameworks for authentication, dynamic user interfaces, workflow state management, document automation, active data loss prevention, and orchestration, along with a micro-service architecture, to manage and orchestrate complex multi-step workflows efficiently and securely across diverse systems and devices.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Adaptability or versatility
If multiple independent systems are used to handle different workflow operations, then each system can be specialized for its specific function, but operational redundancies and disjointed processing occur
Solution Approach 1:
The patent combines multiple independent specialized systems into a single unified workflow engine that can handle diverse workflow operations. The engine uses a common state machine architecture and event-driven design to process different loan types (student lending, credit card, personal loan, etc.) through integrated originate, underwrite, process, disburse, and service operations, eliminating the need for separate independent systems for each workflow type.
Solution Approach 2:
The unified workflow engine is designed with universal capabilities to handle multiple workflow journey types through a single platform. It supports different loan products and operational requirements using a common set of components, state machines, and event handlers, allowing one system to perform multiple specialized functions that previously required separate systems.
2Adaptability or versatility
If each workflow journey initiates separate solutions independently, then each workflow can be customized, but redundancies and inefficiencies increase
Solution Approach 1:
The patent segments the workflow processing into independent state machines and event handlers that can be selectively activated based on the specific workflow journey type. Each loan product has its own configured state transitions and event rules, but they all run on the same unified engine infrastructure, allowing customization without duplicating the entire system.
Solution Approach 2:
The workflow engine dynamically configures and activates specific state machines and processing paths based on the type of workflow journey being executed. The system adapts its behavior in real-time based on the loan product and operational requirements, selecting appropriate state transitions and event handlers without requiring separate static systems for each workflow type.
3Ease of operation
If manual coordination between systems is used, then flexibility is maintained, but latency and operating costs increase
Solution Approach 1:
The unified workflow engine provides continuous automated processing of workflow journeys without manual intervention between steps. The event-driven architecture ensures seamless transitions between originate, underwrite, process, disburse, and service operations, maintaining continuous automated action throughout the entire workflow journey rather than requiring manual coordination points between separate systems.
Solution Approach 2:
The workflow engine acts as an intermediary that automatically coordinates between different operational components and systems. It manages state transitions and event routing between originate, underwrite, process, disburse, and service functions, replacing manual coordination with automated mediator-controlled interactions that reduce latency while maintaining flexibility.
4Reliability
If separate systems are used for each operation, then system stability is maintained, but integration and consistency become difficult
Solution Approach 1:
The patent implements a homogeneous state machine architecture across all workflow operations. All originate, underwrite, process, disburse, and service functions use the same state transition mechanisms, event handling patterns, and data structures, ensuring consistency and integration across the entire system while maintaining the stability and reliability of individual operations through standardized interfaces.
Data Source
AI summary
A unified platform may comprise a combination of independent frameworks that have been integrated and configured to collaboratively operate seamlessly. In some aspects, the unified platform may comprise one or more of an authentication and authorization framework, a dynamic user interface framework, a workflow state management framework, a notification and active data loss and prevention (DLP) engine framework, and an orchestration engine framework. Each of the frameworks included in the unified platform may comprise one or more of the plurality of computing devices executing computer-readable program instructions.