Digital Authentication Using Supplemental Data Across Login Modes

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Solution Overview

Problem

Users face challenges in managing multiple passwords across different accounts and services, leading to frustration and security risks, while existing authentication processes are tedious and inconsistent, requiring a unified and secure digital authentication solution.

Innovation Solution

A system and method for digital authentication that uses a single set of credentials, incorporating two-factor authentication and an authentication server to verify user identity across multiple access points, ensuring secure and consistent login experiences.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If users create unique, complex passwords for each account to mitigate attack risks, then security is improved, but ease of operation deteriorates due to difficulty in managing multiple passwords

Engineering Contradiction:
ImprovesecurityVSAvoidease of managing passwords
Core Design Contradiction:
ReliabilityVSEase of operation

Solution Approach 1:

The patent implements a universal authentication system where a single set of credentials and security features can be used across multiple accounts and services. The authentication server acts as a mediator that validates credentials once and distributes authentication tokens to multiple access points, allowing one password to serve multiple functions without compromising security.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

The authentication server serves as an intermediary between users and multiple service access points. It receives credentials from users, validates them against stored supplemental data elements, and issues authentication tokens that can be used across different services. This mediator eliminates the need for users to manage multiple passwords while maintaining security through centralized validation.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Reliability

If additional security features are enabled to reduce attack risks, then security is improved, but ease of operation deteriorates due to tedious and time-consuming login processes

Engineering Contradiction:
ImprovesecurityVSAvoidease of login process
Core Design Contradiction:
ReliabilityVSEase of operation

Solution Approach 1:

The system performs preliminary authentication actions during the initial login process. When a user provides credentials, the authentication server validates them and issues an authentication token that pre-authORIZES access to multiple services. This preliminary action eliminates the need for repeated security verification steps across different services, making the login process faster and less tedious while maintaining security.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The authentication token provides continuous authentication validity across multiple service access points. Once validated, the token remains effective for accessing different services without requiring repeated authentication steps. This continuity of useful action maintains security through ongoing validation while eliminating redundant authentication steps, improving ease of operation.

Inventive Principle:
Principle #20Continuity of useful action

3Adaptability or versatility

If multiple access points have varying login experiences to accommodate different services, then adaptability is improved, but ease of operation deteriorates due to inconsistent and frustrating user experiences

Engineering Contradiction:
Improveadaptability to different servicesVSAvoidconsistency of login experience
Core Design Contradiction:
Adaptability or versatilityVSEase of operation

Solution Approach 1:

The authentication system provides a universal login experience that works consistently across all service access points. The authentication server implements a unified validation process that treats all services equally, issuing the same type of authentication tokens regardless of the specific service being accessed. This universality maintains adaptability to different services while ensuring consistent user experience.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

The system changes the authentication parameters dynamically based on service requirements while maintaining a consistent user interface and process. The authentication server can adjust validation parameters, token types, and expiration times according to individual service needs, but the overall login experience remains consistent from the user's perspective. This parameter flexibility allows adaptability without sacrificing ease of operation.

Inventive Principle:
Principle #35Parameter changes

Data Source

PatentUS20250337733A1Systems and methods for performing digital authentication
Publication Date: 2025.10.30 PNC FINANCIAL SERVICES GROUP INC
  • US20250337733A1 patent drawing
  • US20250337733A1 patent drawing
  • US20250337733A1 patent drawing

AI summary

A system for digital authentication may include an authentication server. The system may be configured to receive a login request from a user device associated with a user. The login request may include a user identity data element and a login request data element. The system may be configured to retrieve, based on the login request, a supplemental data element associated with the user from a recording server and determine whether the login request data element matches the supplemental data element and in response to a determination that the login request data element matches the supplemental data element: perform an authentication on the user device; configure the user device as authenticated in response to the authentication; and in response to configure the user device as authenticated: configure a first login mode as an authenticated status; and configure a second login mode as the authenticated status.