User Interface for Bulk Approval of Suspended Transfer Operations

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Solution Overview

Problem

Managing suspended operations in electronic transfer operations is inefficient and time-consuming due to the need for manual data entry and intervention, often requiring resolution based on multiple attributes causing entire groups of operations to be suspended.

Innovation Solution

A user interface is used to collectively manage suspended operations by automatically collecting and maintaining data, allowing entities to resolve discrepancies through a centralized platform, with interface elements for bulk approval or denial of operations, and assigning suspended status based on detected attributes.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Measurement precision

If manual review and intervention are used to resolve suspended operations, then accuracy in determining action and reasoning is improved, but time consumption and operational efficiency deteriorate

Engineering Contradiction:
Improveaccuracy in determining action and reasoningVSAvoidtime consumption for resolving suspended operations
Core Design Contradiction:
Measurement precisionVSLoss of time

Solution Approach 1:

The patent segments suspended operations into individual manageable units within a group, allowing the system to process and present each operation separately for review. This segmentation enables efficient batch processing while maintaining individual accuracy assessment for each operation's action and reasoning requirements.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The system performs preliminary validation and suspension of operations automatically before manual review, pre-identifying which operations require human intervention. This preliminary action filters out operations that can be handled automatically, reducing the time burden on manual reviewers while maintaining accuracy for complex cases.

Inventive Principle:
Principle #10Preliminary action

2Measurement precision

If individual operations are reviewed and resolved separately, then accuracy in assessing each operation is improved, but productivity and operational throughput deteriorate

Engineering Contradiction:
Improveaccuracy in assessing each operationVSAvoidoperational throughput for resolving suspended operations
Core Design Contradiction:
Measurement precisionVSProductivity

Solution Approach 1:

The patent merges multiple suspended operations into a single group that can be processed and reviewed collectively. The system presents groups of suspended operations together in the user interface, allowing operators to assess and resolve multiple operations in a unified workflow, thereby improving throughput while maintaining individual operation accuracy through systematic evaluation.

Inventive Principle:
Principle #5Merging (Combining)

Solution Approach 2:

The system implements universal resolution mechanisms that can handle different types of suspended operations through common interfaces and processes. The user interface and resolution logic are designed to work across diverse operation types uniformly, enabling high productivity through standardized procedures while preserving the ability to assess each operation's specific requirements accurately.

Inventive Principle:
Principle #6Universality (Multi-functionality)

3Speed

If automated validation is performed on transfer requests, then processing speed is improved, but the number of suspended operations requiring manual review increases

Engineering Contradiction:
Improveprocessing speed of transfer requestsVSAvoidnumber of suspended operations requiring manual review
Core Design Contradiction:
SpeedVSQuantity of substance

Solution Approach 1:

The system implements feedback mechanisms where validation results and suspension reasons are automatically communicated back to operators through the user interface. This feedback loop enables operators to quickly understand why operations were suspended and take appropriate resolution actions, efficiently managing the volume of suspended operations generated by automated validation while maintaining high processing speed.

Inventive Principle:
Principle #23Feedback

Data Source

PatentUS20250370799A1Collectively managing suspended operations using a user interface
Publication Date: 2025.12.04 TRUIST BANK
  • US20250370799A1 patent drawing
  • US20250370799A1 patent drawing
  • US20250370799A1 patent drawing

AI summary

A user interface can be used to collectively manage suspended operations. For example, a system can receive a data file that specifies transfer operations to be executed. Prior to executing the transfer operations, the system can determine that a subset of the transfer operations have values that are invalid based on a comparison with expected values. In response, the system can suspend execution of all of the transfer operations in the data file and flag groups of transfer operations as suspended operations. The system then can provide a user interface for display to an entity to allow the entity to simultaneously approve the execution of the suspended operations. The system can detect a selection of an interface element in the user interface. In response, the system can remove the suspended status from the suspended operations and process the data file to execute the transfer operations specified in the data file.