Transaction Cards with Tactile Texture Patterns for Accessibility

Resolve Bottlenecks,
Find Innovative Solutions
Generate Solutions

Solution Overview

Problem

Transaction cards lack tactile features, making them difficult for individuals with visual impairments to identify and use, as account information is not readily identifiable by means other than sight.

Innovation Solution

Incorporating tactile writing systems and unique texture patterns on the cards, such as Braille or embossed symbols, on both the front and back faces to facilitate identification by touch, without interfering with payment-enabling mechanisms like EMV chips or magnetic stripes.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If transaction cards are made from a monolithic piece of material with a smooth surface, then the card structure is simple and manufacturing is easy, but the card lacks tactile features making it difficult for visually impaired individuals to identify

Engineering Contradiction:
Improvetactile identificationVSAvoidcard structure
Core Design Contradiction:
Ease of operationVSDevice complexity

Solution Approach 1:

The patent applies local quality by incorporating tactile features (embossed patterns, raised surfaces, textured regions) only in specific locations on the card surface where identification is needed, rather than making the entire card complex. This allows visually impaired users to identify card type, issuer, or account information through touch at specific zones while maintaining a relatively simple overall card structure.

Inventive Principle:
Principle #3Local quality

Solution Approach 2:

The card surface is segmented into different tactile zones with distinct patterns - such as differentiated texture regions for card type identification, issuer identification, and account information. This segmentation allows multiple functions to be conveyed through touch without requiring a completely redesign of the card structure.

Inventive Principle:
Principle #1Segmentation

2Ease of operation

If tactile features are added to the card surface, then accessibility for visually impaired users is improved, but the manufacturing process becomes more complex

Engineering Contradiction:
ImproveaccessibilityVSAvoidmanufacturing process
Core Design Contradiction:
Ease of operationVSEase of manufacture

Solution Approach 1:

The patent merges the tactile feature creation process with the existing card manufacturing process. Embossed patterns and textured surfaces are integrated into the card molding or lamination stages, allowing tactile features to be created during standard production rather than requiring separate post-processing steps for each card.

Inventive Principle:
Principle #5Merging (Combining)

Solution Approach 2:

The patent utilizes parameter changes in the material state during manufacturing - such as molding patterns into thermoplastic material while it is in a pliable state, or applying textured layers during lamination when adhesives are active. This allows tactile features to be incorporated using existing manufacturing parameters and equipment without fundamentally changing the production process.

Inventive Principle:
Principle #35Parameter changes

3Loss of information

If multiple tactile patterns are used to identify different card types and issuers, then card differentiation is improved, but the card design becomes more complex

Engineering Contradiction:
Improvecard identificationVSAvoidtexture pattern design
Core Design Contradiction:
Loss of informationVSDevice complexity

Solution Approach 1:

The patent applies the concept of differentiation through sensory characteristics - in this case, tactile characteristics rather than visual color. Different card types, issuers, or account categories are identified through distinct tactile patterns, surface textures, or embossed configurations, analogous to how color differentiates visual information. This provides clear differentiation without requiring complex mechanical or electronic systems.

Inventive Principle:
Principle #32Color changes

Data Source

PatentUS11144807B2Transaction cards with tactile features and methods of making and using thereof
Publication Date: 2021.10.12 CAPITAL ONE SERVICES LLC
  • US11144807B2 patent drawing
  • US11144807B2 patent drawing
  • US11144807B2 patent drawing

AI summary

In some embodiments, a product includes a card having a front face, a back face and a payment-enabling mechanism, where the front face is opposite to the back face. Account information is disposed on the front face, the back face, or both, in a tactile writing system, as well as one or more card identification texture strips. The one or more card identification texture strips each comprise at least one region having a texture pattern different from a base texture of the card, where the texture pattern comprises a roughness texture pattern, and where the texture pattern is unique to an issuer of the card.