Telecom-Verified Location Detection for Fraud Prevention
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Solution Overview
Problem
Existing fraud-detection systems in interactive computing environments are vulnerable to fraudulent activities due to reliance on software installed on mobile devices, which can be hacked or modified to conceal true locations, leading to inaccurate fraud detection.
Innovation Solution
An identification-and-authentication system that communicates with telecommunication providers to verify the geographic location of mobile devices during online transactions, generating a dynamic identity-verification element combining data network and location identifiers to prevent unauthorized access.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Ease of manufacture
If software-based location detection is used on mobile devices, then the system is easy to implement, but the location data can be hacked or modified leading to inaccurate fraud detection
Solution Approach 1:
The patent introduces telecommunication provider networks as an intermediary to verify mobile device locations. Instead of relying solely on software-based location data from the mobile device itself, the system uses the telecommunication provider's network infrastructure to independently determine the device's geographic location through cell tower triangulation and network-based identification, creating a trusted mediator that cannot be easily manipulated by the mobile device user
Solution Approach 2:
The patent transitions from a single-dimension software-based location detection to a multi-dimensional verification system that combines software location data with network-based location verification. By adding the telecommunication network dimension, the system creates a cross-validation mechanism that resolves the contradiction between ease of implementation and location accuracy
2Reliability
If dynamic identity-verification elements are generated through telecommunication providers, then fraud detection accuracy improves, but system complexity increases
Solution Approach 1:
The patent makes the telecommunication provider network perform multiple functions: it serves as both the communication infrastructure for mobile devices and the location verification authority. The same network that enables mobile connectivity also provides the geographic location data, eliminating the need for a completely separate verification infrastructure and reducing overall system complexity despite enhanced fraud detection capabilities
3Reliability
If location verification is performed through telecommunication providers, then unauthorized access is prevented, but communication channels and processing requirements increase
Solution Approach 1:
The patent merges the authentication and location verification processes into a single integrated flow. The dynamic identity-verification element combines both the user's identity credentials and their verified geographic location into one data structure, allowing the system to perform both functions simultaneously rather than through separate communication channels, thus reducing infrastructure complexity
Data Source
AI summary
In some aspects, a computing system can obtain, via a first communication channel with a host server, a data network identifier that identifies a mobile device accessing an interactive computing environment provide by a host server. The computing system can generate, from communications with a telecommunication provider server via a second communication channel, a dynamic identity-verification element that includes the data network identifier and a location identifier that identifies a geographic location of the mobile device. The computing system can match the dynamic identity-verification element to a device-and-location combination indicating unauthorized use of the host server by the mobile device. The computing system can prevent the mobile device from accessing a function for advancing an electronic transaction within the interactive computing environment.