Terminal Remittance Request Collective Processing Logic
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Solution Overview
Problem
Existing electronic money management systems on terminals face inefficiencies in processing multiple unprocessed remittance requests, leading to inconvenience and potential insufficiency in user balances when handled individually.
Innovation Solution
A method for collective processing of remittance requests, including collective settlement, request cancellation, collective remittance request creation, and special collective remittance, which allows for simultaneous processing of multiple requests, ensuring transactions do not exceed user balances.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Ease of manufacture
If multiple remittance requests are processed individually, then each request can be handled with simple processing logic, but the user balance may become insufficient and additional funds are required
Solution Approach 1:
The patent combines multiple remittance requests into a single collective processing operation. Instead of executing each request separately which depletes the user balance incrementally, the system aggregates all pending requests and processes them simultaneously, allowing the balance to be evaluated once against the total required amount and preventing insufficient balance errors during individual transactions
Solution Approach 2:
The system performs preliminary aggregation of multiple remittance requests before execution. By collecting and summing all pending remittance amounts in advance, the system can pre-validate whether the user has sufficient balance to cover the total, and can notify the user to deposit funds before any individual request is processed, avoiding runtime balance insufficiency
2Ease of operation
If multiple remittance requests are processed collectively, then user convenience is improved and balance insufficiency is reduced, but the processing complexity increases
Solution Approach 1:
The patent segments the collective processing into distinct functional modules: a request collection module that gathers pending remittance requests, a aggregation module that sums the amounts, a validation module that checks balance sufficiency, and an execution module that processes all requests. This modular segmentation manages complexity by organizing the collective processing logic into discrete, manageable components with clear interfaces
Solution Approach 2:
The system introduces an intermediary aggregation layer between the individual remittance requests and the execution engine. This intermediary component accumulates requests, performs balance validation, and coordinates the collective execution, thereby managing the complexity of processing multiple requests simultaneously while presenting a simplified interface to users through a single collective operation
3Ease of manufacture
If multiple remittance requests are handled individually, then the processing logic remains simple, but transaction efficiency decreases and user hassle increases
Solution Approach 1:
The patent merges multiple individual remittance requests into a single collective transaction batch. By processing all pending requests in one unified operation rather than sequentially executing each request, the system achieves significant productivity improvement through reduced processing overhead, single balance validation, and batch execution, while the modular architecture keeps the underlying logic manageable
Data Source
AI summary
An information processing method may be performed by a terminal, and the method may include displaying, on a display of the terminal, at least a first display based on first information relating to a remittance request from a first user to a user of the terminal or a remittance request from a user of the terminal to the first user, and a second display based on second information relating to a remittance request from a second user to the user of the terminal or a remittance request from the user of the terminal to the second user, and performing, by a processor of the terminal, first processing based on the first information and the second information, based on input to the terminal on which the first display and the second display are displayed.