Tiered Confidential Data Sharing for Secure Form Auto-Population

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Solution Overview

Problem

The electronic sharing of confidential information is cumbersome and insecure due to inadequate security measures and the inability for recipients to interface with the information source in a secure manner, often requiring users to manually enter each item of information and lacking appropriate security requirements.

Innovation Solution

A computer-based system that automates tiered security and authentication by receiving an electronic information request, determining the security tier, generating authentication requests, and allowing access to user-related secure data after successful authentication, while auto-populating electronic forms with secure data.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If manual entry of confidential information is required, then security control is simplified, but user convenience and efficiency deteriorate

Engineering Contradiction:
ImproveUser convenienceVSAvoidSecurity system complexity
Core Design Contradiction:
Ease of operationVSDevice complexity

Solution Approach 1:

The patent segments confidential information into multiple security tiers (first tier, second tier, third tier) with different authentication requirements. This segmentation allows the system to apply appropriate security measures to each tier without requiring complex manual security controls for all information, thereby improving user convenience while maintaining security through automated tiered authentication.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The system performs preliminary authentication actions before granting access to confidential information. By requiring users to complete authentication steps in advance (such as biometric verification or multi-factor authentication) based on the security tier, the system automates security controls that would otherwise require complex manual verification, improving both convenience and security.

Inventive Principle:
Principle #10Preliminary action

2Reliability

If inadequate security measures are used, then ease of sharing improves, but security and reliability deteriorate

Engineering Contradiction:
ImproveSecurityVSAvoidSecurity measures complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent implements dynamic security measures that automatically adjust authentication requirements based on the security tier of the requested information. The system dynamically selects appropriate authentication methods (such as password, biometric, or multi-factor authentication) based on real-time risk assessment and data classification, providing strong security where needed while maintaining simplicity for less sensitive data.

Inventive Principle:
Principle #15Dynamics

Solution Approach 2:

The system changes security parameters automatically based on the tier classification of confidential information. By adjusting authentication strength, access control levels, and verification methods according to the security tier parameter, the system achieves reliable security protection without requiring uniformly complex security measures for all data types.

Inventive Principle:
Principle #35Parameter changes

3Productivity

If automated form population with secure data is implemented, then productivity improves, but security risks increase

Engineering Contradiction:
ImproveEfficiencyVSAvoidSecurity risks
Core Design Contradiction:
ProductivityVSObject-affected harmful factors

Solution Approach 1:

The patent introduces an intermediary automated form population system that acts as a secure bridge between confidential information storage and form filling. This intermediary system automatically retrieves and populates form fields with appropriate confidential data based on user authentication and authorization, eliminating the need for manual data entry while maintaining security through controlled access mechanisms and audit trails.

Inventive Principle:
Principle #24Intermediary (Mediator)

Data Source

PatentUS20260017409A1Automated tiered security for confidential information and confidential information sharing and methods thereof
Publication Date: 2026.01.15 CAPITAL ONE SERVICES LLC
  • US20260017409A1 patent drawing
  • US20260017409A1 patent drawing
  • US20260017409A1 patent drawing

AI summary

Systems and methods of the present disclosure enable automated sharing of confidential information according to tiers of security by receiving an electronic information request from an automated form production application of a computing device associated with a third-party entity. A request security tier associated with the electronic information request is determined according to a security tier of the user-related secure data. At least one authentication requirement associated with the request is determined according to authentication settings of the security tier. An authentication request is generated enabling the user to provide an authentication response to approve the computing device for access to the user-related secure data. The user authentication response is received, the user is authenticated based on the user authentication response and the computing device is allowed to access the user-related secure data to auto-populate each field of an electronic form with associated items of the user-related secure data.