Tiered Request-Response Forms Using Probability-Based Field Selection

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Solution Overview

Problem

Conventional data entry methods for electronic communications are tedious, especially on mobile devices, often require confidential information, and pose privacy concerns due to data storage and auto-population, while differing formats and user preferences complicate the process.

Innovation Solution

Implementing tiered request-response communications using probability-based selections, where the system dynamically determines and generates iterative requests based on probability, reducing the number of required inputs through artificial intelligence models.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Productivity

If conventional data entry methods are used with auto-population, then data entry speed is improved, but privacy security deteriorates due to data storage requirements

Engineering Contradiction:
Improvedata entry speedVSAvoidprivacy security risk
Core Design Contradiction:
ProductivityVSObject-affected harmful factors

Solution Approach 1:

The patent extracts only the essential data elements needed to complete a form, rather than storing and retrieving all user data. The system identifies and requests only specific data points required for the current communication task, eliminating the need for comprehensive data storage and reducing privacy risks while maintaining efficient data entry.

Inventive Principle:
Principle #2Taking out (Extraction)

Solution Approach 2:

The system performs partial data collection by requesting only the necessary subset of information required for each specific form or communication task. Rather than auto-populating with all stored user data, it selectively requests only what is needed, reducing data storage requirements and privacy exposure while still achieving efficient data entry.

Inventive Principle:
Principle #16Partial or excessive action

2Reliability

If all required information is requested upfront, then completeness of data is improved, but user time and effort deteriorate

Engineering Contradiction:
Improvedata completenessVSAvoiduser data entry time
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The patent segments the data collection process into multiple tiers or stages. Instead of requesting all information at once, the system divides data requirements into essential elements needed immediately and additional elements that can be collected later. This segmentation allows forms to be completed with minimal initial input while ensuring data completeness through progressive collection.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The system initially requests only the partial set of data elements necessary to complete the communication task at hand. By requesting less data upfront and collecting additional information as needed, the system reduces user time and effort for each interaction while ultimately achieving complete and reliable data sets.

Inventive Principle:
Principle #16Partial or excessive action

3Ease of operation

If tiered request-response communications are implemented, then user effort is reduced, but system complexity increases

Engineering Contradiction:
Improveuser effortVSAvoidsystem complexity
Core Design Contradiction:
Ease of operationVSDevice complexity

Solution Approach 1:

The system automatically manages the tiered request-response process without requiring user awareness or manual intervention. The complexity of determining data requirements, segmenting requests into tiers, and managing progressive data collection is handled autonomously by the system, keeping the user interface simple while enabling sophisticated data collection strategies.

Inventive Principle:
Principle #25Self-service

Data Source

PatentUS20250342192A1Systems and methods building tiered request-response communications using probability-based selections
Publication Date: 2025.11.06 CAPITAL ONE SERVICES LLC
  • US20250342192A1 patent drawing
  • US20250342192A1 patent drawing
  • US20250342192A1 patent drawing

AI summary

Methods and systems building tiered request-response communications using probability-based selections. For example, the methods and systems may use machine learning and/or artificial intelligence to generate a tier of a tiered request-response communications with a subset of user input fields and/or tiers, in which the subset is dispositive for completing the tiered request-response communication.