TIFF Validation for Image Cash Letters

Resolve Bottlenecks,
Find Innovative Solutions
Generate Solutions

Solution Overview

Problem

Financial institutions face delays and customer dissatisfaction due to nonconforming Tag Image File Format (TIFF) images that cannot be processed by receiving banks, often caused by deviations from industry standards, and lack of automated processes for error reporting and correction.

Innovation Solution

A method and apparatus for validating TIFF images, including a processor, memory, and application that identifies non-conforming images, generates error reports, and automatically notifies the originator, allowing for continuous monitoring and correction of TIFF tag issues.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If automated TIFF validation is implemented, then processing reliability is improved, but device complexity increases

Engineering Contradiction:
Improveprocessing reliabilityVSAvoiddevice complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The system performs preliminary validation of TIFF images against defined rules before they enter the main processing workflow. The validation apparatus checks image conformity upfront, identifying non-conforming images before they can cause processing failures downstream, thus improving reliability without requiring complex intervention mechanisms throughout the processing chain.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The validation apparatus acts as an intermediary component between image input and processing systems. It mediates by filtering and validating images before they reach downstream processing, isolating the complexity of validation logic from the main processing systems while ensuring reliable image quality control.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Ease of operation

If manual exception processing is used for nonconforming images, then ease of operation is maintained, but productivity decreases

Engineering Contradiction:
Improveease of operationVSAvoidproductivity
Core Design Contradiction:
Ease of operationVSProductivity

Solution Approach 1:

The validation system performs self-service by automatically detecting, identifying, and reporting non-conforming images without requiring manual inspection. The apparatus autonomously validates images against defined rules and generates exception reports, eliminating the need for manual exception processing while maintaining operational simplicity through automated error identification and reporting.

Inventive Principle:
Principle #25Self-service

3Measurement precision

If detailed error reporting is implemented, then measurement precision is improved, but loss of time increases

Engineering Contradiction:
Improveerror detection precisionVSAvoidvalidation time
Core Design Contradiction:
Measurement precisionVSLoss of time

Solution Approach 1:

The validation process is segmented into distinct operational phases: rapid automated validation against defined rules, precise error identification, and structured report generation. This segmentation allows the system to perform quick initial assessments on multiple images simultaneously while providing detailed error information only for non-conforming images, thus maintaining high measurement precision without proportionally increasing overall validation time.

Inventive Principle:
Principle #1Segmentation

Data Source

PatentUS8542949B1TIFF validation
Publication Date: 2013.09.24 BANK OF AMERICA CORP
  • US8542949B1 patent drawing
  • US8542949B1 patent drawing
  • US8542949B1 patent drawing

AI summary

An apparatus and method for validation of images and their associated Tag Image File Format (TIFF) tags in an image cash letter. One or more image cash letters (ICLs) are received. Each image cash letter is validated that it satisfies defined image and TIFF validation rules. Image cash letters are identified that have non-conforming images that do not pass the image and TIFF validation rules. Errors associated with the non-conforming images are automatically sent to an originator of the identified image cash letter that has the non-conforming images. Various reports may be generated identifying errors in the non-conforming images and associated originators of the errors.