Time-Inhomogeneous Markov Chain for Database Record Classification

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Solution Overview

Problem

Conventional data processing systems using time-homogeneous stochastic models are inefficient in classifying user files with temporal trends, as they do not account for the number and results of status checks, leading to misclassification and network contentions.

Innovation Solution

Introducing time dependency into time-homogeneous probability models by using a time-inhomogeneous Markov chain, where the selection of stochastic models is based on the number and results of periodic status checks, excluding 'straight-roller' accounts that spiral downward, to improve classification efficiency.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Device complexity

If time-homogeneous stochastic models are used to classify user files, then the model structure is simple, but the classification accuracy deteriorates when temporal trends affect the data

Engineering Contradiction:
Improvemodel structureVSAvoidclassification accuracy
Core Design Contradiction:
Device complexityVSMeasurement precision

Solution Approach 1:

The patent transforms the static time-homogeneous model into a dynamic time-inhomogeneous model where transition probabilities change over time based on the number of status checks performed. This allows the model to adapt to temporal trends in user file data while maintaining mathematical rigor through the Markov property, resolving the contradiction between model simplicity and classification accuracy.

Inventive Principle:
Principle #15Dynamics

Solution Approach 2:

The patent introduces time as a varying parameter in the transition probability matrix, where probabilities are no longer constant but depend on the number of status checks performed. This parameter change enables the model to capture temporal patterns in data while preserving the underlying Markov structure, thus improving accuracy without completely abandoning the original model framework.

Inventive Principle:
Principle #35Parameter changes

2Object-affected harmful factors

If the number of network domains is decreased to reduce network contentions, then network contentions are reduced, but the need for proper data classification increases

Engineering Contradiction:
Improvenetwork contentionsVSAvoiddata classification accuracy
Core Design Contradiction:
Object-affected harmful factorsVSReliability

Solution Approach 1:

The patent incorporates feedback from status check results into the classification process. The system performs periodic status checks on user files and uses the accumulated information to update transition probabilities and improve classification decisions over time. This feedback mechanism ensures high classification accuracy even when fewer network domains are used, thereby reducing network contentions without sacrificing reliability.

Inventive Principle:
Principle #23Feedback

Solution Approach 2:

The patent performs preliminary status checks and data gathering before final classification decisions are made. By accumulating information through multiple status checks and using this preliminary data to inform classification, the system achieves high accuracy with fewer network domains, thus reducing network contentions while maintaining reliable classification.

Inventive Principle:
Principle #10Preliminary action

3Ease of operation

If conventional stochastic models are applied to datasets with temporal trends, then the model application is straightforward, but misclassification occurs due to time-inhomogeneity

Engineering Contradiction:
Improvemodel applicationVSAvoidclassification accuracy
Core Design Contradiction:
Ease of operationVSMeasurement precision

Solution Approach 1:

The patent segments the classification process into distinct phases based on the number of status checks performed. Different transition probability models are applied at different stages: early-stage checks use one set of probabilities, while later-stage checks use another set. This segmentation allows the system to handle temporal trends effectively while maintaining ease of operation through a structured, phase-based approach.

Inventive Principle:
Principle #1Segmentation

Data Source

PatentUS12182177B2Methods and systems for classifying database records by introducing time dependency into time-homogeneous probability models
Publication Date: 2024.12.31 CAPITAL ONE SERVICES LLC
  • US12182177B2 patent drawing
  • US12182177B2 patent drawing
  • US12182177B2 patent drawing

AI summary

Methods and systems are described herein for improving data processing efficiency of classifying user files in a database. More particularly, methods and systems are described herein for improving data processing efficiency of classifying user files in a database in which the user files have a temporal element. The methods and system described herein accomplish these improvements by introducing time dependency into time-homogeneous probability models. Once time dependency has been introduced into the time-homogeneous probability models, these models may be used to improve the data processing efficiency of classifying the user files that feature a temporal element.