Transaction Timeline Image Scoring for Fraud Pattern Detection

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Solution Overview

Problem

Existing systems struggle to effectively evaluate system-generated historical transaction timeline images for predicting labeled behavioral similarities, particularly in fraud detection, due to the complexity of human behavior patterns and the need for advanced cognitive technologies.

Innovation Solution

A chart information metric framework is introduced to facilitate deep learning processes by providing chart evaluation factors, generating quantitative metrics using subjective and objective methodologies, and adjusting chart settings based on user feedback to improve pattern detection.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If system-generated historical transaction timeline images are used for deep learning processes, then fraud detection capabilities are improved, but the complexity of evaluating and processing these images increases

Engineering Contradiction:
Improvefraud detection capabilitiesVSAvoidcomplexity of evaluating and processing images
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent introduces chart information metrics as an intermediary that bridges the gap between raw timeline images and deep learning processes. These metrics serve as a mediator that translates visual chart characteristics into quantifiable data that can be effectively processed by machine learning algorithms, thereby improving fraud detection without directly increasing system complexity

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The patent replaces manual or traditional mechanical evaluation methods with automated quantitative techniques. By using computational algorithms to calculate chart information metrics instead of human analysis or simple rule-based systems, the patent reduces processing complexity while maintaining or improving detection reliability

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

2Measurement precision

If quantitative techniques are used to generate chart information metrics, then pattern detection accuracy is improved, but the computational resources required increase

Engineering Contradiction:
Improvepattern detection accuracyVSAvoidcomputational resources required
Core Design Contradiction:
Measurement precisionVSUse of energy by moving object

Solution Approach 1:

The patent segments the evaluation process into distinct quantitative metrics that can be calculated independently. By breaking down the complex task of pattern detection into separate measurable components (such as information density, temporal distribution, and spatial characteristics), the system achieves high accuracy while allowing for selective computation that conserves resources

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The patent applies partial action by calculating only the necessary chart information metrics required for effective pattern detection rather than analyzing every possible attribute of the timeline images. This selective approach maintains detection accuracy while reducing unnecessary computational overhead

Inventive Principle:
Principle #16Partial or excessive action

Data Source

PatentUS12632720B2Evaluating system generated historical transaction timeline images
Publication Date: 2026.05.19 INTERNATIONAL BUSINESS MACHINE CORPORATION
  • US12632720B2 patent drawing
  • US12632720B2 patent drawing
  • US12632720B2 patent drawing

AI summary

In an approach for evaluating system generated historical transaction timeline images for a computer vision deep learning process, a processor provides one or more chart evaluation factors for evaluating historical timeline images for a deep learning of patterns based on the historical timeline images. A processor generates a quantitative metric based on the one or more chart evaluation factors using a quantitative technique. A processor determines a score for an input timeline image based on the quantitative metric. A processor filters input space based on the score. A processor, in response to receiving a feedback, adjusts a chart setting based on the one or more chart evaluation factors.