Token Message Authentication for Real-Time Phishing Verification

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Solution Overview

Problem

Phishing attacks compromise computer and network security by tricking users into providing credentials, leading to significant downtime and resource consumption for remediation.

Innovation Solution

Implementing token-based message authentication using a user device with a first application to receive messages and a second application associated with the source, which extracts authenticity data (token and tag data) to verify message authenticity in real time.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If traditional message authentication methods are used, then message verification is performed, but users remain vulnerable to phishing attacks and credential theft

Engineering Contradiction:
Improvemessage authentication reliabilityVSAvoidphishing attack vulnerability
Core Design Contradiction:
ReliabilityVSObject-affected harmful factors

Solution Approach 1:

The patent introduces a token as an intermediary element that mediates between the message sender and receiver. The token, generated by the sender's device and embedded in the message, serves as a trusted mediator that proves the message's authenticity without requiring the receiver to directly verify the sender's identity, thus preventing phishing attacks

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The patent implements preliminary action by generating and embedding the authentication token in the message at the time of message creation. This pre-established authentication mechanism is prepared in advance, so when the message is received, the authentication has already been performed, eliminating the need for additional verification steps and preventing phishing before it can occur

Inventive Principle:
Principle #10Preliminary action

2Reliability

If token-based authentication is implemented, then phishing attacks are reduced, but system complexity increases due to additional authentication components

Engineering Contradiction:
Improvephishing attack preventionVSAvoidauthentication system complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent applies universality by designing the token generation mechanism to leverage existing device capabilities (processor, memory, communication interfaces) that are already present in modern devices. The authentication system reuses existing cryptographic functions and message handling protocols, making the token-based authentication multi-functional and reducing overall system complexity

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

The patent segments the authentication functionality into distinct modular components: token generation module, token embedding module, and token verification module. This segmentation allows each component to be independently implemented and maintained, reducing the perceived complexity while providing comprehensive phishing protection

Inventive Principle:
Principle #1Segmentation

3Measurement precision

If real-time message authentication is performed, then message authenticity is verified accurately, but processing time increases

Engineering Contradiction:
Improvemessage authenticity verification accuracyVSAvoidauthentication processing time
Core Design Contradiction:
Measurement precisionVSLoss of time

Solution Approach 1:

The patent performs authentication in advance by generating and embedding the token when the message is created. This preliminary authentication action means that when the message is received, the verification has already been performed, eliminating real-time processing delays and maintaining high verification accuracy

Inventive Principle:
Principle #10Preliminary action

Data Source

PatentUS12519803B2Token-based message authentication
Publication Date: 2026.01.06 CAPITAL ONE SERVICES LLC
  • US12519803B2 patent drawing
  • US12519803B2 patent drawing
  • US12519803B2 patent drawing

AI summary

In some implementations, a user device may receive, using a first application of the user device, a message that is purported to be from a source. The message may include, in a content of the message, content data and authenticity data, where the authenticity data includes a token. The user device may determine, using a second application of the user device, whether the message is authentic based on the authenticity data, where the second application is associated with the source. The user device may cause an indication of whether the message is authentic to be presented in a user interface of the user device.