Authentication Token Rerouting Across Multiple Networks

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Solution Overview

Problem

Users face challenges in authenticating user accounts across multiple communication networks due to the need to recall or sequentially review multiple authentication tokens, and issues arise when a communication network is unavailable, leading to low operation completion rates.

Innovation Solution

A system and method that utilize a physical authentication token virtually associated with multiple user accounts, allowing operations to be split into sequential suboperations executed over multiple communication networks, with the provider system automatically selecting the appropriate token and rerouting operations if initial networks are unavailable.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If users manually select authentication tokens from multiple accounts, then authentication can be performed, but the operation completion rate decreases when communication networks are unavailable and users cannot recall the desired token

Engineering Contradiction:

Improveoperation completion rateVSAvoiduser effort to recall and select token

Core Design Contradiction:

ReliabilityVSEase of operation

Solution Approach 1:

The system automatically selects and uses authentication tokens without requiring user intervention. The provider system monitors communication network availability and autonomously determines which token to use based on network status, eliminating the need for users to manually recall or select tokens while maintaining high operation completion rates.

Inventive Principle:

Principle #25Self-service

Solution Approach 2:

The system implements feedback mechanisms where the provider system continuously monitors communication network availability and adjusts token selection based on real-time network status. This feedback loop ensures that authentication operations are routed through available networks, preventing failures and maintaining high completion rates without user involvement.

Inventive Principle:

Principle #23Feedback

2Reliability

If a single communication network is used for authentication, then the process is simple, but the operation fails when that network is unavailable

Engineering Contradiction:

Improveauthentication success rateVSAvoidmultiple communication networks

Core Design Contradiction:

ReliabilityVSDevice complexity

Solution Approach 1:

The authentication system is designed to operate across multiple communication networks, making it universal and adaptable. The provider system can route authentication operations through different networks based on availability, ensuring that the authentication function remains reliable regardless of which specific network is used, thus achieving multi-functionality without exposing complexity to users.

Inventive Principle:

Principle #6Universality (Multi-functionality)

Solution Approach 2:

The provider system acts as an intermediary between users and multiple communication networks. It abstracts the complexity of managing multiple networks by handling network selection and routing internally, allowing the system to leverage multiple networks for reliability while presenting a simple interface to users.

Inventive Principle:

Principle #24Intermediary (Mediator)

3Adaptability or versatility

If users are provided with multiple authentication tokens for different accounts, then flexibility is improved, but the complexity of managing and selecting tokens increases

Engineering Contradiction:

Improveability to use multiple accountsVSAvoidtoken management complexity

Core Design Contradiction:

Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The complexity of token management is extracted from the user side and relocated to the provider system. Users are provided with a single physical or virtual token, while the provider system internally manages multiple authentication tokens associated with different accounts. This extraction maintains versatility in using multiple accounts while eliminating token management complexity for users.

Inventive Principle:

Principle #2Taking out (Extraction)

Solution Approach 2:

Multiple authentication tokens associated with different user accounts are merged into a single physical or virtual token provided to the user. The provider system combines the functionality of multiple tokens into one interface, allowing users to access multiple accounts through a single token while the system handles the complexity of managing multiple underlying authentication credentials.

Inventive Principle:

Principle #5Merging (Combining)

Data Source

PatentUS20250126115A1Systems and methods for successively executing an operation over multiple communication networks

Publication Date: 2025.04.17 CAPITAL ONE SERVICES LLC

AI summary

Systems and methods for successively executing an operation over multiple communication networks. In some aspects, the system obtains first access information received from a physical token and generates an operation related to an aggregated virtual container. The system determines a first communication network from the first access information and transmits, via the first communication network, the operation associated with the aggregated virtual container. If the operation was not transmitted successfully via the first communication network, the system obtains second access information received from the physical token, determines a second communication network from the second access information, and transmits, via the second communication network, the operation associated with the aggregated virtual container. If the operation was transmitted successfully via the second communication network, the system generates for display a notification that the operation has been executed.