Tokenized Data Exchange via Ephemeral Detokenize-Retokenize Flow

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Solution Overview

Problem

Organizations face significant data security risks when sharing tokenized data due to the need to convert tokenized data back to plain text for transmission, as they maintain different tokenization algorithms, and this exposes data to insecure networks.

Innovation Solution

A third-party server uses temporary memory to detokenize and re-tokenize data without maintaining both tokenization schemas simultaneously, ensuring data privacy by wiping memory after each algorithm use.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If tokenized data is converted back to plain text for transmission between organizations with different tokenization algorithms, then data exchange becomes possible, but data security is compromised during transmission

Engineering Contradiction:
Improvedata exchange capabilityVSAvoiddata security risk
Core Design Contradiction:
Adaptability or versatilityVSObject-affected harmful factors

Solution Approach 1:

The patent introduces a third-party server as an intermediary that receives tokenized data from the sender, detokenizes it using the sender's algorithm, then re-tokenizes it using the recipient's algorithm. This mediator prevents direct exposure of plain data over networks while enabling compatibility between different tokenization schemes, thus resolving the contradiction between data exchange capability and data security

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The patent segments the tokenization process into distinct phases: the sender's detokenization algorithm is applied first to convert tokenized data to plain data, then the third-party server's re-tokenization algorithm converts it to the recipient's token format. This segmentation allows each algorithm to operate independently and sequentially, preventing simultaneous exposure of both tokenization schemas while enabling data exchange

Inventive Principle:
Principle #1Segmentation

2Ease of operation

If a third-party server stores both detokenization and tokenization algorithms simultaneously, then data conversion is enabled, but both parties' privacy may be exposed

Engineering Contradiction:
Improvedata conversion capabilityVSAvoidprivacy protection
Core Design Contradiction:
Ease of operationVSReliability

Solution Approach 1:

The third-party server performs the detokenization operation in advance, converting the sender's tokenized data to plain data before receiving the recipient's tokenization algorithm. This preliminary action ensures that the server never holds both algorithms simultaneously in memory, maintaining privacy protection while enabling the conversion operation

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The server implements a periodic clearing mechanism where memory containing the detokenization algorithm is wiped after use, and only then is the tokenization algorithm loaded. This periodic action of loading and clearing algorithms ensures that both parties' privacy is maintained while the conversion capability remains functional

Inventive Principle:
Principle #19Periodic action

Data Source

PatentUS12541605B2Secure tokenized data exchange
Publication Date: 2026.02.03 CAPITAL ONE SERVICES LLC
  • US12541605B2 patent drawing
  • US12541605B2 patent drawing
  • US12541605B2 patent drawing

AI summary

Systems, methods, and apparatuses are described for secure transfer of tokenized data from a sender to a recipient without disclosing tokenization schemas of either party. A computing device may receive a detokenization algorithm associated with a sender and tokenized data. The computing device may generate plain data by processing the first tokenized data using the detokenization algorithm. The computing device may clear memory, receive a tokenization algorithm associated with a recipient, and generate tokenized data by processing the plain data using the tokenization algorithm. The computing device may then send the tokenized data to the recipient.