Touchless API with XR-NFT Authentication for Flexible Data Routing

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Solution Overview

Problem

Conventional data exchange systems require physical interaction with terminal devices for authentication, lacking secure, contactless data exchange capabilities.

Innovation Solution

A system utilizing an XR display, NFTs, and geographic data to authenticate users, enabling a touchless API for secure data exchange between user and terminal devices, with encrypted data routing through a cloud-based network consortium.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If physical authentication credentials (physical card, fingerprint scan, voice recognition) are used, then authentication reliability is improved, but user convenience and contactless operation are worsened

Engineering Contradiction:
Improveauthentication reliabilityVSAvoidcontactless operation
Core Design Contradiction:
ReliabilityVSEase of operation

Solution Approach 1:

The patent replaces physical authentication mechanisms (physical cards, fingerprint scanners, voice recognition hardware) with a contactless XR-based authentication system. Users interact through augmented reality overlays and spatial computing interfaces, eliminating the need for physical contact with terminal devices while maintaining secure authentication through cryptographic credentials and biometric data transmitted wirelessly.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Solution Approach 2:

The patent introduces an intermediary authentication layer using XR displays and wireless communication protocols between the user device and terminal device. This intermediary layer enables authentication without direct physical contact, using augmented reality interfaces and encrypted data transmission as mediators to verify user identity while maintaining contactless operation.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Device complexity

If conventional data routing methods are used, then system simplicity is maintained, but data exchange security and routing flexibility are worsened

Engineering Contradiction:
Improvesystem simplicityVSAvoiddata exchange security
Core Design Contradiction:
Device complexityVSReliability

Solution Approach 1:

The patent segments the data routing process into multiple independent components: XR display interface, authentication module, data packet transmission layer, and preferred data path selection. This segmentation allows each component to be optimized for security while maintaining overall system manageability, with the preferred data path feature enabling flexible routing decisions based on real-time conditions.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The patent performs preliminary authentication and path selection actions before data exchange occurs. The system pre-establishes secure authentication credentials, validates user identity through XR interfaces, and determines optimal data paths in advance, ensuring security measures are in place before actual data transmission begins.

Inventive Principle:
Principle #10Preliminary action

3Reliability

If physical interaction with terminal devices is required, then authentication security is maintained, but vulnerability to security threats and user convenience are worsened

Engineering Contradiction:
Improveauthentication securityVSAvoidvulnerability to security threats
Core Design Contradiction:
ReliabilityVSObject-affected harmful factors

Solution Approach 1:

The patent replaces physical authentication interfaces with wireless and XR-based systems, eliminating physical contact points that could be compromised by theft, loss, or physical manipulation. Authentication credentials are transmitted and verified through encrypted wireless communications and augmented reality interfaces, reducing vulnerability to physical security threats while maintaining authentication security.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Solution Approach 2:

The patent uses XR displays and encrypted communication protocols as intermediary layers between the user and the terminal device authentication system. This intermediary infrastructure provides secure authentication without exposing users to physical security risks, as all authentication occurs through wireless and virtual interfaces rather than direct physical interaction.

Inventive Principle:
Principle #24Intermediary (Mediator)

Data Source

PatentUS12463946B2Touchless API for flexible data routing in a cloud-based network consortium
Publication Date: 2025.11.04 BANK OF AMERICA CORP
  • US12463946B2 patent drawing
  • US12463946B2 patent drawing
  • US12463946B2 patent drawing

AI summary

Systems, computer program products, and methods are described herein for flexible data routing in a cloud-based network consortium. The method includes initiating an XR display for display on a user device and, in response to a first control signal, generating a nonfungible token (NFT) and transmitting a data packet over a secured network. The method further includes initiating, via the XR display, a secure application programming interface based on the NFT, geographic data, and a unique XR identification value, based on one or more data parameters, identifying a preferred data path, and, in response to a second control signal, performing an encrypted data exchange via the preferred data path.