Transaction Information Anonymization via Segmentation and Intermediary Verification

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Solution Overview

Problem

Existing systems fail to effectively anonymize sensitive information during transactions, leading to potential identity theft and data compromise, as they often transmit unnecessary information that is not relevant to the transaction purpose.

Innovation Solution

A transaction information system that receives requests for user data, determines the relevance based on the requester's purpose, and generates a machine-readable image or modified document containing only the necessary information, ensuring secure and controlled data dissemination by anonymizing irrelevant details.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If complete identification information is provided to facilitate transactions, then transaction verification is improved, but data security and privacy protection deteriorate

Engineering Contradiction:
Improvetransaction verificationVSAvoiddata exposure risk
Core Design Contradiction:
ReliabilityVSObject-affected harmful factors

Solution Approach 1:

The patent segments identification information into multiple parts: complete information stored securely, anonymized version for display, and verification code for validation. This allows the system to provide sufficient information for transaction verification while protecting sensitive personal data from exposure.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The patent introduces an intermediary verification mechanism where a verification code or token is generated based on the complete identification information but does not reveal the underlying sensitive data. This intermediary element facilitates transaction verification without exposing the actual personal information.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Loss of information

If all identification information is transmitted to requesters, then information completeness is improved, but loss of information control deteriorates

Engineering Contradiction:
Improveinformation completenessVSAvoiddata control mechanism
Core Design Contradiction:
Loss of informationVSDevice complexity

Solution Approach 1:

The patent extracts only the necessary verification elements from complete identification information. Instead of transmitting all personal data, the system extracts and transmits only the verification code or anonymized portion that is sufficient for the transaction purpose, maintaining information control while providing completeness.

Inventive Principle:
Principle #2Taking out (Extraction)

Solution Approach 2:

The patent transforms identification information from its original complete form into an anonymized form with different parameters. The verification code or masked information contains all necessary verification capability but with modified parameters that protect the underlying sensitive data, enabling control over what is transmitted.

Inventive Principle:
Principle #35Parameter changes

3Reliability

If sensitive information is included in transmitted data, then transaction authenticity is improved, but vulnerability to identity theft and hacking deteriorates

Engineering Contradiction:
Improvetransaction authenticityVSAvoididentity theft risk
Core Design Contradiction:
ReliabilityVSObject-generated harmful factors

Solution Approach 1:

The patent creates a copy or representation of identification information that maintains verification authenticity without containing the actual sensitive personal data. The anonymized version or verification token serves as a functional copy that proves identity without exposing the original sensitive information to potential thieves or hackers.

Inventive Principle:
Principle #26Copying

Data Source

PatentUS11922527B1Systems and methods for anonymizing transaction information
Publication Date: 2024.03.05 UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
  • US11922527B1 patent drawing
  • US11922527B1 patent drawing
  • US11922527B1 patent drawing

AI summary

A system may include a first computing system that may include at least one processor. The at least one processor may receive a request for identification information associated with a user of the first computing device, such that the request is received from a second computing device. The at least one processor may then receive information regarding an entity associated with the second computing device, retrieve data comprising the identification information from a storage component, generate additional data comprising a portion of the identification information based on the information regarding the entity, and send the additional data to the second computing device.