Transaction Card Internal Lighting Inlay Design

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Solution Overview

Problem

Traditional transaction cards lack variability in style and appearance due to limited construction techniques and materials, restricting their durability, security, and aesthetic enhancements.

Innovation Solution

Incorporating an internal light source within a transaction card's housing component, which emits light through a light-penetrable inlay component, enhancing visual details and providing a unique aesthetic while maintaining structural support and operational functionality.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If traditional sheeted laminate press construction techniques are used, then manufacturing simplicity is maintained, but card style and appearance variability is restricted

Engineering Contradiction:
Improvecard style and appearance variabilityVSAvoidconstruction techniques complexity
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The card is divided into separate components: a housing component and an inlay component. The housing contains the light source while the inlay provides the light-penetrable layer with design elements. This segmentation allows independent manufacturing and assembly of aesthetic and functional elements, enabling greater style variability without proportionally increasing overall construction complexity.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The card combines different materials with distinct properties: the housing component provides structural support and houses the light source, while the inlay component contains light-penetrable materials that allow light transmission. This composite structure enables both aesthetic customization through the inlay and functional requirements through the housing, resolving the contradiction between appearance variability and construction complexity.

Inventive Principle:
Principle #40Composite materials

2Reliability

If traditional construction materials and techniques are used, then manufacturing cost is controlled, but durability and security standards are limited

Engineering Contradiction:
Improvedurability and securityVSAvoidmanufacturing process simplicity
Core Design Contradiction:
ReliabilityVSEase of manufacture

Solution Approach 1:

By separating the card into housing and inlay components manufactured independently and then assembled, each component can be optimized for its specific function. The housing can be manufactured with enhanced durability and security features, while the inlay can be customized for aesthetic purposes. This segmentation allows traditional manufacturing simplicity to be maintained in each component while achieving higher overall reliability through specialized design.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

Different regions of the card are assigned different qualities: the housing component is designed for structural integrity, durability, and security functions, while the inlay component is designed for aesthetic appearance and light transmission. This local differentiation of quality allows each component to be optimized for its specific purpose, improving overall reliability without requiring complex manufacturing across the entire card structure.

Inventive Principle:
Principle #3Local quality

3Illumination intensity

If no internal light source is incorporated, then device simplicity is maintained, but visual visibility and aesthetic enhancement are limited

Engineering Contradiction:
Improvevisual visibility and aesthetic enhancementVSAvoidcard structure complexity
Core Design Contradiction:
Illumination intensityVSDevice complexity

Solution Approach 1:

The inlay component acts as an intermediary between the light source in the housing and the external environment. It contains light-penetrable materials that allow light to pass through while providing design elements and aesthetic features. This intermediary structure enables illumination and aesthetic enhancement without requiring the light source to be directly exposed, thus limiting the increase in overall device complexity.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The inlay component is nested within or adjacent to the housing component, with the light source positioned in the housing to illuminate the inlay. This nested arrangement allows the light-emitting functionality to be integrated into the card structure without significantly increasing external dimensions or overall complexity, while still achieving enhanced visual visibility and aesthetic enhancement.

Inventive Principle:
Principle #7Nested doll (Nesting)

Applied Scientific Principles

This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.

Function Achieved in This Case

The internal light source enhances the visibility and appearance of transaction information, offering a premium look and feel while meeting international standards for card dimensions and functionality.

Implementation Method 1

a light source disposed on or in the card housing. The card may further include an inlay component having a first inlay surface, and a second inlay surface opposite the first inlay surface. The housing and the inlay component may be joined at the first housing surface and the second inlay surface such that light emitted by the light source passes through the inlay component

Methodology Applied
Scientific EffectLight emission: Light Emitting Diode

Data Source

PatentUS11227204B2Transaction card having internal lighting
Publication Date: 2022.01.18 CAPITAL ONE SERVICES LLC
  • US11227204B2 patent drawing
  • US11227204B2 patent drawing
  • US11227204B2 patent drawing

AI summary

A transaction card construction and a method for making a transaction card are described. The transaction card construction comprises an inlay component and a housing component. The inlay component may comprise a light-penetrable layer and a backer layer. A light source may be disposed on or in the housing component, and the housing component and the inlay component may be joined such that light emitted by the light source passes through the inlay component.