Automated Transaction Feature Generation Model

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Solution Overview

Problem

In machine learning, feature generation for transaction data is inefficient due to reliance on artificial experience and requires significant prior knowledge and time for verification.

Innovation Solution

A method and apparatus for training a transaction feature generation model that combines original features using various methods to create new feature vectors, which are then input into a trained model to predict and select features meeting specific conditions, thereby automating feature generation and improving efficiency.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Measurement precision

If artificial experience summary is used for feature generation, then feature quality can be ensured, but feature generation efficiency is low and significant time is consumed

Engineering Contradiction:
Improvefeature qualityVSAvoidfeature generation efficiency
Core Design Contradiction:
Measurement precisionVSProductivity

Solution Approach 1:

The system enables automated feature generation through machine learning models that self-learn from transaction data without requiring manual feature engineering. The model automatically identifies important features and generates feature representations, eliminating the need for technicians to manually summarize features based on artificial experience while maintaining or improving feature quality.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The patent replaces the manual mechanical process of feature engineering with an automated machine learning system. Instead of technicians manually creating and verifying features, the system uses trained models to automatically generate features from raw transaction data, substituting human cognitive work with computational processes that are faster and more scalable.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

2Reliability

If technicians manually generate features based on prior knowledge, then feature relevance can be ensured, but significant time needs to be consumed for verification

Engineering Contradiction:
Improvefeature relevanceVSAvoidverification time
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The system performs preliminary feature generation and verification through automated machine learning pipelines. Features are pre-generated by the model and pre-verified through automated evaluation metrics and validation processes, eliminating the need for time-consuming manual verification while ensuring feature relevance through the model's learned understanding of important patterns.

Inventive Principle:
Principle #10Preliminary action

Data Source

PatentUS11210673B2Transaction feature generation
Publication Date: 2021.12.28 ADVANCED NEW TECHNOLOGIES CO LTD
  • US11210673B2 patent drawing
  • US11210673B2 patent drawing
  • US11210673B2 patent drawing

AI summary

The present specification discloses a method and an apparatus for training a transaction feature generation model, and a method and an apparatus for generating a transaction feature. The method for generating a transaction feature can include the following: obtaining a target dataset, where the target dataset includes some pieces of transaction data; obtaining some original features of the transaction data and determining one or more combination methods for the original features; determining a feature vector of a new feature that is obtained by combining the original features based on each combination method; inputting the feature vector into a trained transaction feature generation model, and outputting a prediction result of the new feature; and selecting some new features whose prediction results meet a specified condition as transaction features generated for the target dataset.