Transfer Account Interface Credential Management

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Solution Overview

Problem

Existing techniques for managing transfer accounts on electronic devices are cumbersome and inefficient, often requiring complex user interfaces that consume time and device energy, particularly in battery-operated devices.

Innovation Solution

The implementation of faster, more secure, and efficient methods and interfaces for managing transfer accounts, which include displaying initiation user interfaces for adding secure credentials and determining the appropriate input process based on the device context, reducing the number of inputs required and conserving power.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If existing techniques use complex user interfaces for managing transfer accounts, then security and functionality are improved, but user time and device energy consumption increase

Engineering Contradiction:
ImprovesecurityVSAvoiduser time
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The system performs preliminary actions by pre-configuring transfer accounts with secure credentials and pre-establishing context-aware interfaces. When a transfer operation is needed, the system can quickly retrieve pre-prepared credentials and present appropriate user interfaces based on previous user behavior patterns and device state, eliminating the need for users to re-enter information or navigate complex setup procedures each time.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The user interface dynamically adapts based on device context, battery status, and user behavior patterns. The system monitors usage patterns and automatically adjusts the complexity of the interface, selecting between simplified quick-transfer modes and comprehensive secure modes based on real-time conditions, thereby reducing time consumption without compromising security when needed.

Inventive Principle:
Principle #15Dynamics

2Adaptability or versatility

If existing techniques use complex user interfaces for managing transfer accounts, then functionality is improved, but device energy consumption increases

Engineering Contradiction:
ImprovefunctionalityVSAvoiddevice energy consumption
Core Design Contradiction:
Adaptability or versatilityVSUse of energy by moving object

Solution Approach 1:

The system uses periodic monitoring of device state and battery levels to determine when to activate full-featured user interfaces versus simplified modes. Instead of continuously maintaining complex interface components, the system periodically assesses conditions and only renders full functionality when necessary, reducing overall energy consumption while preserving complete functionality when needed.

Inventive Principle:
Principle #19Periodic action

Solution Approach 2:

The interface system changes operational parameters based on device state, including display brightness, interface complexity level, and credential verification depth. When battery levels are low or device performance is constrained, the system automatically adjusts parameters to use simpler interfaces and fewer computational resources, reducing energy consumption while maintaining adequate functionality.

Inventive Principle:
Principle #35Parameter changes

3Measurement precision

If existing techniques require multiple key presses or keystrokes, then input precision is improved, but user convenience and speed decrease

Engineering Contradiction:
Improveinput precisionVSAvoiduser convenience
Core Design Contradiction:
Measurement precisionVSEase of operation

Solution Approach 1:

The system introduces biometric authentication as an intermediary between the user and the transfer account credentials. Instead of requiring users to directly input multiple keys or passwords, the system uses biometric verification (fingerprint, facial recognition, or other biological identifiers) as a mediator that provides both high security and ease of use. The biometric interface presents simple visual or tactile prompts while maintaining precise authentication through biological verification.

Inventive Principle:
Principle #24Intermediary (Mediator)

Data Source

PatentUS11900355B2User interfaces for transfer accounts
Publication Date: 2024.02.13 APPLE INC
  • US11900355B2 patent drawing
  • US11900355B2 patent drawing
  • US11900355B2 patent drawing

AI summary

The present disclosure generally relates to managing the use of transfer accounts using an electronic device. In accordance with some embodiments, user interfaces for inputting information about a secure credential to an electronic device are described. In accordance with some embodiments, user interfaces for managing the use of a credential provisioned on an electronic device that operates on stored power are described. In accordance with some embodiments, user interfaces for managing the use of a transfer account associated with different credentials on an electronic device are described.