Transfer App Notifications for Cross-Wallet Supplemental Data
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Solution Overview
Problem
Existing transfer applications limit recipients to receiving only basic transaction data, preventing them from accessing supplemental data sent by senders, such as text messages or multimedia files, due to compatibility issues between different wallet provider servers.
Innovation Solution
A processing server facilitates the transfer of supplemental data by storing it alongside transaction data, generating an enhanced notification message that includes both, and transmitting it to the recipient's device, bypassing wallet provider servers that do not support supplemental data transmission.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Loss of information
If a sender uses a first transfer application to send supplemental data (text, audio, video, photos) with funds to a recipient, then the sender can provide enriched transaction information, but the recipient cannot receive such data because the second transfer application does not support supplemental data transmission
Solution Approach 1:
The patent introduces a processing server as an intermediary component that receives supplemental data from the first transfer application, stores it in a database, and retrieves it to include in the notification message sent to the second transfer application. This mediator enables data transmission between incompatible systems by bridging the gap between the sender's application (which supports supplemental data) and the recipient's application (which does not), thus resolving the compatibility issue while preserving information.
2Adaptability or versatility
If the second transfer application only receives basic transaction data (amount and date), then the system maintains compatibility with existing wallet provider servers, but the recipient loses access to supplemental data sent by the sender
Solution Approach 1:
The processing server acts as a mediator that enhances the notification message beyond what the standard OCT processing provides. It retrieves supplemental data from the database and embeds it in the notification sent to the second transfer application, allowing the recipient to receive both basic transaction data (maintaining compatibility) and supplemental data (preserving information).
Solution Approach 2:
The system performs preliminary action by storing supplemental data in the database before the transaction notification is sent to the recipient. This advance preparation ensures that when the notification is generated, the supplemental data is already available and can be seamlessly integrated, allowing the second transfer application to receive enriched information without requiring modifications to its core architecture.
3Loss of information
If the processing server stores and retrieves supplemental data to include in notification messages, then recipients can receive supplemental data, but the system complexity increases due to database operations and data matching
Solution Approach 1:
The processing server creates a copy of the supplemental data from the database and embeds it in the notification message. Rather than requiring the second transfer application to access or process the original data source, the system copies the necessary information into a format suitable for transmission, simplifying the operational complexity while ensuring data delivery.
Data Source
AI summary
Embodiments allow for a first transfer application executing on a first user device to send funds to a second transfer application executing on a second user device along with supplemental data. The supplemental data includes one or more of a text message, an audio content, a video content, a drawing, a photograph, a multimedia file, and the like. The application provider server of the first transfer application and/or the application provider server of the second transfer application does not support transfer of the supplemental data. A processing computer positioned between the two transfer applications facilitates the transfer of supplemental data. When the funds transfer is processed by an authorizing entity, the processing computer generates an enhanced notification including the supplemental data, and transmits the enhanced notification directly to the second transfer application.