Transferable Access Tokens with Segmented Access Control for Secure Sharing

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Solution Overview

Problem

Conventional access tokens are non-transferable, limiting their use in scenarios where access needs to be shared or temporarily granted, such as allowing guests access to secured areas, and require revocation and re-issuance for access level changes, which is inconvenient.

Innovation Solution

The implementation of transferable access tokens that can be stored and shared between communication devices, allowing users to split, combine, or transfer these tokens based on interaction values, enabling flexible access control and authorization.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If conventional access tokens are used, then security and authentication are maintained, but transferability and flexibility are lost

Engineering Contradiction:
ImprovetransferabilityVSAvoidaccess control security
Core Design Contradiction:
Adaptability or versatilityVSReliability

Solution Approach 1:

The access token is divided into two distinct components: a non-transferable credential portion that maintains security and authentication, and a transferable access portion that enables flexibility and sharing. This segmentation allows each part to fulfill its specific function without compromising the other.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The patent introduces an intermediary mechanism where the transferable access portion acts as a mediator between the credential and the resource access. This intermediary can be transferred between users while the original credential remains secure, enabling controlled sharing without compromising authentication security.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Ease of operation

If access tokens are made transferable, then flexibility and ease of sharing are improved, but control over access levels and revocation becomes more complex

Engineering Contradiction:
Improveease of sharingVSAvoidaccess management complexity
Core Design Contradiction:
Ease of operationVSDevice complexity

Solution Approach 1:

By segmenting the access control mechanism into credential and access portions, the system simplifies sharing operations while maintaining control. The transferable access portion can be easily shared without requiring complex management of the original credential.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The system introduces dynamic control mechanisms where the transferable access portion can be selectively revoked or restricted without affecting the original credential. This allows flexible access management where users can control who receives the transferable portion and under what conditions.

Inventive Principle:
Principle #15Dynamics

3Adaptability or versatility

If access tokens are bound to specific users, then authentication security is maintained, but usability in shared environments is reduced

Engineering Contradiction:
Improveusability in shared contextsVSAvoidtheft and impersonation risk
Core Design Contradiction:
Adaptability or versatilityVSObject-affected harmful factors

Solution Approach 1:

The access control system is segmented into a non-transferable credential portion that prevents theft and impersonation, and a transferable access portion that enables shared environment usability. This segmentation resolves the contradiction by allowing each component to address its specific concern.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The system creates a copy of the access rights in the form of a transferable access portion that can be shared with others. This copy allows users to access resources in shared environments without transferring the original credential, thus maintaining security while enabling usability.

Inventive Principle:
Principle #26Copying

Data Source

PatentUS12363104B2Provisioning transferable access tokens
Publication Date: 2025.07.15 VISA INTERNATIONAL SERVICE ASSOCIATION
  • US12363104B2 patent drawing
  • US12363104B2 patent drawing
  • US12363104B2 patent drawing

AI summary

Methods and systems for provisioning transferable access tokens are disclosed. An access device associated with a resource provider can communicate with a first communication device as part of an interaction between a first user and the resource provider. The access device can generate an authorization request message comprising a first access token and an interaction value. The access device can transmit the authorization request message to an authorization computer. The authorization computer can authorize the interaction and generate an authorization response message. After authorizing the interaction, the authorization computer can provide a transferable access token to the first communication device. The first communication device can transmit the transferable access token to a second communication device, so that a second user can use the transferable access token in an interaction.