Transient Services Platform for Secure Geographic Transactions
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Solution Overview
Problem
Traditional approaches lack a convenient method for facilitating secure transactions without relying on user or device-centric contextual information, limiting seamless execution of transactions as users travel, especially when manual data entry is required for security reasons.
Innovation Solution
A transient services platform that enables secure transactions within a defined geographic region by managing sessions based on what the user knows, has, and is, using scored grid data to derive contextual information and transaction types, allowing minimal user intervention and eliminating reliance on device-provided context.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Ease of operation
If traditional user or device centric contextual information is used for secure transactions, then security is maintained, but convenience and seamless execution are reduced
Solution Approach 1:
The patent introduces location context as an intermediary element that bridges security verification and user convenience. Instead of directly relying on user-provided credentials alone, the system uses geographic location data as a mediator to automatically verify transaction context, reducing manual intervention while maintaining security through environmental validation.
Solution Approach 2:
The system enables the transaction environment itself to provide verification context automatically. Location-based services self-generate contextual information about the transaction environment, eliminating the need for users to manually provide or verify contextual details, thus achieving both security and convenience simultaneously.
2Reliability
If manual data entry is required for security reasons, then security is improved, but productivity and efficiency are reduced
Solution Approach 1:
The system performs preliminary validation of transaction context using location-based data before the actual transaction execution. By pre-verifying that the user is in the correct geographic context for the transaction, the system eliminates the need for manual data entry during the transaction process, as the location context has already been established and validated in advance.
Solution Approach 2:
The patent replaces manual mechanical data entry processes with automated location-based validation. Instead of users manually inputting and verifying transaction context data, the system automatically substitutes this process with geographic location detection and validation, eliminating the mechanical action of manual entry while maintaining security verification.
3Ease of operation
If device-provided contextual information is used, then ease of operation is improved, but reliability of transaction context is reduced
Solution Approach 1:
The patent introduces an external location-based service as an intermediary between the user device and the transaction system. Instead of directly trusting device-provided context, the system uses an independent location service as a mediator to verify the user's geographic context, thereby maintaining ease of operation while improving the reliability and trustworthiness of the contextual information through third-party validation.
Data Source
AI summary
An approach for enabling contextual categories to be associated and scored in connection with a defined geographic region is described. A transient services platform establishes, based on biometric authentication of a user, a limited session for completing a transaction. The transient services platform then determines, based on a defined geographic region, a context to associate with the transaction. Credentials associated with the user are transferred to the transaction agent based on the authentication and the determined context.