Treasury Portal Email Encryption via Intermediary Mediation

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Solution Overview

Problem

Conventional email encryption methods require human intervention, are incompatible with different email client software, and do not secure email contents from interception or exposure on insecure terminals, compromising the convenience and security of email communication.

Innovation Solution

A system using public/private key cryptography and a digital treasury platform to automatically encrypt and decrypt email messages, ensuring secure transmission and access only through validated credentials, without requiring recipients to log in on insecure terminals.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If conventional encryption software is used to encrypt email messages, then email security is improved, but device complexity and compatibility requirements increase

Engineering Contradiction:
Improveemail securityVSAvoidencryption software compatibility
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent introduces a third-party encryption service as an intermediary between the sender and recipient. Instead of requiring direct compatibility between sender and recipient email clients, the service acts as a mediator that handles encryption and decryption automatically, eliminating compatibility issues while maintaining security.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The encryption service automatically handles the encryption and decryption processes without requiring manual intervention from users. The system self-manages key exchange, encryption application, and decryption, reducing complexity and eliminating the need for users to configure encryption settings.

Inventive Principle:
Principle #25Self-service

2Reliability

If manual encryption processes are implemented, then email security is improved, but ease of operation deteriorates due to human intervention requirements

Engineering Contradiction:
Improveemail securityVSAvoiduser intervention requirement
Core Design Contradiction:
ReliabilityVSEase of operation

Solution Approach 1:

The system automatically performs encryption and decryption operations without requiring user intervention. The encryption service monitors outgoing emails, applies encryption automatically, and handles decryption on the recipient's end without manual steps, maintaining both security and ease of operation.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The encryption process is initiated automatically in advance when an email is composed and sent. The system pre-establishes encryption parameters and applies encryption before the email leaves the sender's system, eliminating the need for users to manually configure or intervene in the encryption process.

Inventive Principle:
Principle #10Preliminary action

3Reliability

If encryption is applied to all outgoing messages, then email security is improved, but computational load increases

Engineering Contradiction:
Improveemail securityVSAvoidcomputational load
Core Design Contradiction:
ReliabilityVSUse of energy by moving object

Solution Approach 1:

Instead of encrypting all outgoing emails regardless of content, the system applies encryption selectively based on the email's characteristics. The encryption service analyzes email content and metadata to determine encryption necessity, applying encryption only when required, thus reducing unnecessary computational load while maintaining security where needed.

Inventive Principle:
Principle #16Partial or excessive action

Data Source

PatentUS11968188B2Secure email transmission via treasury portal
Publication Date: 2024.04.23 BANK OF AMERICA CORP
  • US11968188B2 patent drawing
  • US11968188B2 patent drawing
  • US11968188B2 patent drawing

AI summary

Apparatus and methods disclosed herein provide technical solutions improving the security of email messages. An email message may be encrypted so that a predetermined passcode is not required to access the email message. Apparatus and methods may route email messages through a remote portal. The email message may only be transmitted to the recipient via the portal. In some instances, the contents of an email message may not be transmitted from the portal to the recipient. Rather, the recipient may only access the email message from within the portal. Such restricted access may be preferably less complex because the recipient's computer terminal may automatically connect to the portal.