Unified Account Management via Identification Mapping
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Solution Overview
Problem
Conventional securities account management methods require users to log in to each account separately, leading to cumbersome operations and low management efficiency, especially when managing multiple accounts across different securities businesses.
Innovation Solution
A method where a server receives a business instruction with an identification identifier, determines a set of associated account identifiers, performs operations on these accounts, and returns the results, allowing users to manage multiple accounts without separate logins, enabling intra-account transfers and queries based on screening conditions, and predicts expected operations using a neural network model.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Ease of operation
If each securities business account is managed independently with separate login, then account security and system stability are maintained, but user operation convenience deteriorates and management efficiency decreases
Solution Approach 1:
The patent merges multiple independent securities business accounts under a unified user identification system. Users can log in once with their identification to access and manage multiple accounts (stock account, bond account, fund account, warrant account) through a single interface, eliminating the need for separate logins for each account type while maintaining the underlying account structure.
Solution Approach 2:
The unified identification system serves multiple functions: it acts as the user's login credential, account manager, and transaction initiator across different securities businesses. The same identification can access various account types and perform different operations (query, transfer, trade) without requiring separate authentication mechanisms for each function.
2Productivity
If separate login is required for each account, then account isolation and security are ensured, but operation time increases and management efficiency decreases
Solution Approach 1:
The system performs preliminary association between user identification and multiple securities accounts in advance, storing this relationship in the database. When a user logs in, the system has already prepared the list of associated accounts, enabling immediate access without requiring sequential login procedures for each account.
Solution Approach 2:
The patent combines multiple account management operations into a single unified process. Users can perform queries, transfers, and trades across different account types through one login session, significantly reducing the time spent on repeated authentication and account switching operations.
3Ease of operation
If multiple independent accounts are managed separately, then account specificity and precision are maintained, but user experience deteriorates due to cumbersome operations
Solution Approach 1:
The patent adds a new dimensional layer to account management by introducing the identification level above individual accounts. Instead of managing accounts in a flat one-dimensional structure, the system creates a hierarchical two-dimensional structure where identification manages multiple accounts, allowing users to access comprehensive account information through a single interface.
Data Source
AI summary
The present disclosure relates to an account management method and a related product. The method includes: receiving, by the server, a business instruction transmitted by a client, wherein the business instruction carries an identification identifier; determining, by the server, a set of account identifiers associated with the identification identifier based on an identification and account association table, wherein the set of account identifiers includes at least two different account identifiers; performing, by the server, a business operation corresponding to the business instruction on accounts in the set of account identifiers to obtain a business operation result; and returning, by the server, the business operation result to the client.