Unified Biometric and Transaction Data Verification
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Solution Overview
Problem
Conventional cybersecurity systems fail to effectively bridge the gap between user authentication and transaction verification, making them vulnerable to fraudulent activities as they treat these processes as separate entities rather than a unified paradigm.
Innovation Solution
A method that combines biometric data and transaction information into a unified data stream, using cryptographic methods to encode and validate user identity and transaction information simultaneously, ensuring that modification or corruption of one aspect automatically affects the other, thus enhancing security by preventing fraudulent activities.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Ease of operation
If user authentication and transaction verification are treated as separate processes, then system complexity is reduced and ease of operation is improved, but security reliability deteriorates and vulnerability to fraud increases
Solution Approach 1:
The patent merges user authentication and transaction verification into a single unified process. The system captures biometric data (fingerprints, facial recognition, voice patterns) and transaction data simultaneously, then fuses them into a unified data structure that is verified together. This eliminates the sequential approach of separate authentication and verification steps, thereby improving security reliability while maintaining operational efficiency through streamlined processing.
2Device complexity
If biometric data and transaction data are stored separately, then data management simplicity is improved, but security against fraud deteriorates
Solution Approach 1:
The system combines biometric data and transaction data into a unified data structure that is stored and processed as a single entity. This unified data structure ensures that both types of data remain linked and cannot be separated or manipulated independently, thereby preventing fraud while maintaining manageable data organization through a consistent storage framework.
Solution Approach 2:
The patent introduces a unified data structure as an intermediary that mediates between biometric data and transaction data. This intermediary structure ensures secure linkage between the two data types, preventing fraud by ensuring that neither data type can be modified or separated without affecting the other, while maintaining data management simplicity through a standardized storage format.
3Speed
If authentication and verification processes are separated, then processing speed is improved, but security against manipulation deteriorates
Solution Approach 1:
The patent combines authentication and verification into a single simultaneous process rather than sequential steps. The system captures and processes biometric and transaction data together in one unified operation, which maintains processing efficiency while enhancing security by ensuring that both data types are verified together, preventing manipulation that would occur in separate processing stages.
Data Source
AI summary
Method and system for authenticating identity of a user of an electronic device and for verifying a authenticity of a transaction that the user submits via the electronic device. A method includes: (a) while the user interacts with input units of the electronic device to enter transaction data, capturing video of the user via a front-side camera of the electronic device; (b) while the user interacts with the input units of the electronic device to enter transaction data, generating at the electronic device an interfering device-based event, a particular vibration pattern, a particular illumination pattern, a particular background audio noise pattern, or other interfering event generated by the electronic device; (c) performing a particular analysis of video content, that was captured while the user interacted with input units of the electronic device to enter transaction data; wherein the analysis checks whether or not the captured video content correctly reflects the interfering device-based event.