Unified Icon-Based UI Element for Multi-Account Access
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Solution Overview
Problem
Users face inconvenience and inefficiency when accessing account information and performing actions related to multiple accounts, as they often need to navigate through multiple user interfaces and interact with various UI elements, consuming computing resources.
Innovation Solution
A system that provides a single icon-based user interface element with a rectangular-shaped element and an interactable icon within the user device, allowing users to access account information and perform actions efficiently by determining the primary account and transmitting relevant UI data, reducing the need to navigate through multiple interfaces.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Ease of operation
If users access multiple accounts through separate user interfaces, then each account can be accessed with dedicated UI elements, but users must navigate through multiple interfaces consuming computing resources and time
Solution Approach 1:
The patent merges multiple account interfaces into a single unified user interface that displays multiple account identifiers in a consolidated layout. This allows users to access multiple accounts simultaneously without navigating through separate interfaces, directly reducing the time and computational resources required for account access while maintaining the ability to interact with each account through its dedicated identifier.
Solution Approach 2:
The user interface is designed as a universal interface that serves multiple account types within a single display. The interface can present different account identifiers (e.g., checking account, savings account, credit card) in a unified manner, allowing one interface to perform multiple functions that previously required separate specialized interfaces for each account type.
2Adaptability or versatility
If separate user interfaces are provided for each account, then each account receives dedicated UI elements, but computing resources are consumed for rendering and processing multiple interfaces
Solution Approach 1:
Multiple account interfaces are merged into a single rendered user interface that displays multiple account identifiers together. This consolidation reduces the computational load on the system by rendering one interface instead of multiple separate interfaces, while still maintaining account-specific customization through dedicated identifier elements for each account type.
Solution Approach 2:
The unified user interface is segmented into distinct visual elements, each representing a different account identifier. This segmentation allows the system to maintain account-specific customization and identification while presenting everything within a single interface framework, optimizing the balance between customization and resource efficiency.
3Loss of information
If multiple user interfaces are used for different accounts, then users can access detailed account information, but the complexity of the system increases
Solution Approach 1:
The patent combines multiple account information interfaces into a single unified display that presents account identifiers and relevant information together. This merging maintains comprehensive account information accessibility while reducing system complexity by eliminating the need for multiple separate interface systems and their associated navigation and processing mechanisms.
Data Source
AI summary
In some implementations, a system may identify one or more account identifiers associated with a user account and corresponding to one or more account types. The system may determine an action to perform if account information associated with the user account or with a particular account identifier satisfies a condition. The system may transmit, to a user device, user interface (UI) data associated with an icon-based UI element. The UI data indicates a rectangular-shaped element, of the icon-based UI element, associated with the particular account identifier, and an interactable icon, of the icon-based UI element, positioned within a bottom portion of the rectangular-shaped element. The interactable icon is representative of the action. The system may include receiving, from the user device, interaction data indicating an interaction, by a user of the user device, with the interactable icon. The system may perform the action based on receiving the interaction data.