Unified Payment Interface Layout for Faster Secure Checkout

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Solution Overview

Problem

Users face inefficiencies in online payment processes due to the need to open application programs and find corresponding payment interfaces, which is cumbersome and affects overall payment efficiency.

Innovation Solution

A payment interface display method that integrates multiple payment controls on a single interface, allowing users to quickly select and access payment functions through intuitive gestures and verification processes, including slide inputs, unlock verification, and customizable settings.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Productivity

If users open application programs and find payment interfaces through traditional operations, then payment security is maintained through proper authentication flows, but payment efficiency deteriorates due to multiple operation steps

Engineering Contradiction:
Improvepayment efficiencyVSAvoidoperation steps
Core Design Contradiction:
ProductivityVSEase of operation

Solution Approach 1:

The patent merges multiple payment interfaces from different application programs into a single unified payment interface. This interface consolidates various payment methods (e.g., Alipay, WeChat Pay, bank cards) that were previously scattered across different apps, allowing users to access all payment functions through one entry point rather than opening multiple applications sequentially.

Inventive Principle:
Principle #5Merging (Combining)

Solution Approach 2:

The unified payment interface serves multiple payment functions simultaneously. It provides a universal access point that handles different payment methods (mobile payments, bank transfers, credit cards) within a single interface, making the system multi-functional and eliminating the need for separate payment interfaces for each application program.

Inventive Principle:
Principle #6Universality (Multi-functionality)

2Ease of operation

If a unified payment interface integrates multiple payment controls, then ease of operation improves by reducing steps, but device complexity increases due to multiple payment methods

Engineering Contradiction:
Improveaccess to payment functionsVSAvoidpayment interface structure
Core Design Contradiction:
Ease of operationVSDevice complexity

Solution Approach 1:

The unified payment interface is segmented into distinct functional regions: a first area displaying payment control icons for different payment methods, and a second area showing account balance information. This segmentation organizes the complex payment options into manageable, visually separated sections, making the interface easier to navigate despite offering multiple payment methods.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The patent utilizes spatial dimensionality by dividing the interface into different display areas (first area for payment controls, second area for balance information). This dimensional organization allows multiple payment controls to be arranged in a structured layout that reduces perceived complexity while maintaining comprehensive functionality.

Inventive Principle:
Principle #17Another dimension (Dimensionality change)

Data Source

PatentEP4224301B1Payment interface display method and apparatus, and electronic device
Publication Date: 2025.12.24 VIVO MOBILE COMM CO LTD
  • EP4224301B1 patent drawingFigure 1
  • EP4224301B1 patent drawingFigure 2~3
  • EP4224301B1 patent drawingFigure 4

AI summary

The present application provides a payment interface display method and apparatus and an electronic device. The payment interface display method includes: receiving a first input; displaying a first interface in response to the first input, where the first interface includes at least one payment control, and each payment control is associated with a payment function interface; receiving a second input for a target payment control, where the target payment control is a payment control of the at least one payment control; and displaying, in response to the second input, the target payment function interface associated with the target payment control.