Unified Web Platform for Risk Data Integration
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Solution Overview
Problem
Current data integration systems face barriers such as confusing product messaging, overlapping capabilities, disparate technology platforms, and data inconsistencies, limiting customers' ability to fully benefit from risk management solutions and other business information services.
Innovation Solution
A modular, Web-based ASP application provides a single platform for various products and services using a subscription pricing model, offering customizable and interactive tools like DNBi Decision Maker and DNBi Account Manager, which simplify credit decision-making and account management by leveraging up-to-date DUNSRight information.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Adaptability or versatility
If multiple separate solutions and products are provided, then customers can access various risk management solutions, but the system becomes complex with overlapping capabilities and confusing product messaging
Solution Approach 1:
The patent combines multiple separate risk management solutions (e.g., DUNSRight, eRAM, GDM, DRP) into a single unified platform called D&B Infinity. This consolidation eliminates overlapping capabilities and confusing product messaging by providing customers with access to all solutions through one consistent interface, while maintaining the versatility to offer diverse risk management functions.
Solution Approach 2:
The unified platform is designed to serve multiple functions through a single system. The platform provides universal access to various risk management solutions, automated decisioning, portfolio management, and other services through a common technology foundation, allowing customers to leverage multiple capabilities without managing separate systems.
2Adaptability or versatility
If disparate technology platforms are used, then various solutions can be provided, but they become difficult to upgrade and maintain
Solution Approach 1:
The patent consolidates multiple disparate technology platforms into a single unified technology foundation. This unified platform provides consistent upgrade paths and maintenance procedures across all risk management solutions, eliminating the complexity of managing separate technology stacks while preserving the diversity of functional capabilities.
3Quantity of substance
If data is collected from multiple sources, then comprehensive business information is achieved, but data inconsistencies arise across different products
Solution Approach 1:
The unified platform merges data collection, aggregation, and verification processes into a single centralized system. By consolidating data from multiple sources through one consistent processing framework, the platform maintains data quality and consistency across all products while preserving comprehensive data coverage from diverse sources.
Data Source
AI summary
A method of providing business information data to a user, including allowing the user unlimited access to interactive, customizable modular applications through a single platform. The applications interface with a database to provide real-time business information data to the user, the business information data relating to an entity and being based on a unique corporate identification number associated with the entity.