Universal Digital Identity Network for Cross-Platform Authentication
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Solution Overview
Problem
Current online authentication methods lack security, consistency, and ease of use, with companies struggling to verify user identities effectively, leading to issues such as password theft and invalid sign-ups.
Innovation Solution
A universal digital identity system using an identity network that integrates with banks and other trusted providers to authenticate users across multiple platforms, employing cryptographic technology and device reputation scoring to ensure secure and consistent user verification.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If companies use traditional authentication methods to verify users, then the authentication process can be implemented, but security is compromised and consistency across platforms is poor
Solution Approach 1:
The patent introduces a trusted third-party identity verification service as an intermediary between users and companies. This mediator performs background checks and validates user identities using multiple data sources (credit bureaus, social media, public records) before providing verification to companies, thereby improving security without requiring each company to build complex authentication systems themselves
Solution Approach 2:
The patent creates a universal authentication system that works across multiple platforms and companies through a standardized verification process. The identity verification service provides a single solution that can be used by any participating company, eliminating the need for each company to develop and maintain separate authentication systems while ensuring consistent security standards across all platforms
2Reliability
If companies implement their own authentication systems, then they can verify users, but ease of use deteriorates due to multiple sign-up processes
Solution Approach 1:
The patent merges multiple authentication functions into a single unified verification service. Instead of users completing separate sign-up processes for each company, the system combines identity verification, background checks, and platform-specific authentication into one integrated process that benefits all participating companies simultaneously
Solution Approach 2:
The patent performs preliminary identity verification and background checks through the trusted third-party service before users interact with individual companies. This advance verification ensures that when users sign up for services, the authentication process is streamlined and reliable, as the heavy lifting of verification has already been completed
3Productivity
If traditional authentication methods are used, then the process can be completed, but coverage and validity of identity verification are insufficient
Solution Approach 1:
The patent segments the authentication process into multiple independent verification components: credit bureau checks, social media verification, public records search, and employer validation. Each segment contributes specific validation data, and the combination of these segmented checks creates a comprehensive identity verification that is both efficient and highly reliable
Data Source
AI summary
Disclosed herein is an identity network that can provide a universal, digital identity for users that can be used to authenticate the user by an identity provider for relying parties. The identity network receives a request from a relying party that includes deep linking to an identity provider selected by the user. The request specifies the user as well as any other information about the user the relying party is requesting. A service of the identity network launches the application for the identity provider on the user's device using a software development kit. The user can log into the identity provider's application, which validates the user and provides the user authentication/validation and information about the user to the identity network. The identity network can then provide the indication of the user's authentication and the user information to the relying party.