Universal Digital Identifier Manager for Authentication
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Solution Overview
Problem
Current user authentication systems in complex IT ecosystems, such as financial services institutions, are burdened with managing multiple identifiers and are often inadequate in detecting threats, as malicious actors continually adjust their strategies to bypass defensive measures.
Innovation Solution
Implementing a universal digital identifier manager that establishes and manages a unique, device-associated universal ID, reducing authentication processing burdens for participating entities while enhancing threat detection, and allowing for suspension and recovery of IDs in case of suspicious activity.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If each entity maintains its own authentication system with multiple identifiers, then each entity can independently manage system access, but the authentication processing burden and complexity increase significantly for all participating entities
Solution Approach 1:
The patent implements a universal ID manager that creates a single universal identifier capable of authenticating users across multiple different entities and systems. This universal ID replaces the need for entity-specific identifiers and authentication processes, allowing one identifier to serve multiple authentication purposes across different organizations and platforms, thereby reducing the overall authentication processing burden while maintaining independent authentication management.
Solution Approach 2:
The universal ID manager acts as an intermediary system between users and multiple participating entities. It mediates the authentication process by issuing and managing universal identifiers that are recognized by all participating entities, eliminating the need for users to maintain separate authentication credentials for each entity while preserving each entity's ability to independently manage access through the universal ID framework.
2Reliability
If entities use traditional authentication systems, then user verification can be performed, but threat detection capabilities are insufficient as malicious actors can bypass defensive measures
Solution Approach 1:
The universal ID manager implements feedback mechanisms that monitor authentication patterns and behaviors across all participating entities. By collecting and analyzing authentication data from multiple sources, the system can detect anomalies and suspicious patterns that indicate potential threats, providing enhanced threat detection capabilities while maintaining reliable user verification through the universal authentication framework.
Data Source
AI summary
Disclosed herein are systems and methods for establishing, using, and recovering universal digital identifiers. In an embodiment, a system establishes a universal identifier (ID) associated with a user and a device of the user. The universal ID is universal with respect to a plurality of distinct entities, has at least a suspended state and an unsuspended state, and initially is in the unsuspended state. The system transmits the universal ID to the device of the user. Thereafter, the system detects an ID-suspension event in connection with the universal ID, and responsively suspends the universal ID, including placing the universal ID in the suspended state. After suspending the universal ID, the system completes an ID-recovery process for the universal ID, and responsively unsuspends the universal ID, including placing the universal ID in the unsuspended state.