Unmanned Delivery Vehicle Payment Processing
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Solution Overview
Problem
Current e-commerce payment systems require customers to provide payment information upfront, leading to issues such as charge disputes, lost interest income, and increased transaction fees for merchants due to 'card not present' transactions.
Innovation Solution
A system involving a wireless data transmission device and an unmanned delivery vehicle that allows payment on delivery, where the vehicle detects the recipient's device, receives payment information, and processes the payment only upon successful delivery, enabling 'card-present' transactions.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If customers provide payment information upfront when placing orders, then merchants can process transactions before delivery, but customers face charge disputes and lost liquidity if goods are lost or delayed
Solution Approach 1:
The system performs preliminary actions by having the customer's device automatically store payment information in advance, and the delivery vehicle automatically retrieve and process this information upon arrival, eliminating the need for customers to manually provide payment upfront while ensuring payment is processed only upon successful delivery
2Productivity
If customers provide payment information upfront, then transactions can be processed before delivery, but merchants face increased transaction fees due to card-not-present classification
Solution Approach 1:
The delivery vehicle acts as an intermediary that physically carries the payment information from the customer's device to the payment processor, enabling the transaction to be classified as card-present rather than card-not-present, thereby reducing interchange fees while maintaining automated processing efficiency
3Reliability
If manual payment collection is used during delivery, then customers can pay upon receiving goods, but the process requires customer presence and manual intervention
Solution Approach 1:
The system implements self-service by enabling the customer's device to automatically store payment information, the delivery vehicle to automatically detect and retrieve this information upon arrival, and the system to automatically process the transaction without requiring customer presence or manual intervention during delivery
Applied Scientific Principles
This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.
Function Achieved in This Case
This solution allows customers to pay only after receiving the item, reduces transaction risks, and benefits merchants by classifying transactions as 'card-present,' potentially lowering fees and increasing payment reliability.
Implementation Method 1
a wireless data transmission device configured to wirelessly transmit the payment information to the unmanned delivery vehicle
Data Source
AI summary
Described herein are systems, methods, and apparatuses for performing a user-less payment for an item upon its delivery by an unmanned delivery vehicle. The unmanned delivery vehicle may navigate to a delivery location, receive payment information, initiate a payment transaction with a remote server, and release the item at a specified location upon successful completion of the payment transaction. Upon arrival of the unmanned delivery vehicle, a wireless data transmission device may send payment information to a remote server, and the remote server may provide the unmanned delivery vehicle with an indication of whether the item can be released and a specific location at which the item can be released.